Well, it is definitely illegal, but it is not easy to take relief measures. It depends on the specific situation, whether this kind of loan is borrowed from a bank or whether there is fraud or concealment. If there is fraud or concealment, it belongs to revocable civil act. Thank you for your adoption.
Is it illegal for training institutions to make routine student loans?
Not only illegal, but also suspected of committing a crime. If the training institution has a routine loan, the victim can report it to the public security organ. If the public security organ believes that criminal responsibility should be investigated, it will file a case for investigation and investigate the training institution. Legal basis: Article 1 10 of the Criminal Procedure Law of People's Republic of China (PRC). Any unit or individual who discovers criminal facts or suspects has the right and obligation to report to the public security organs, people's procuratorates or the people. The victim has the right to report or accuse the criminal facts or criminal suspects who infringe on his personal and property rights to the public security organs, people's procuratorates or the people. Public security organs, people's procuratorates or the masses shall accept reports, complaints and reports. If it does not belong to its own jurisdiction, it shall be transferred to the competent authority for handling, and the informant, complainant and informant shall be notified; For those who are not within their control and must take emergency measures, they should take emergency measures first and then hand them over to the competent department. The provisions of the third paragraph shall apply to criminals who surrender themselves to public security organs, people's procuratorates or the masses.
Is it legal to learn dance training loan?
legal
The dance studio should cooperate with some loan platforms. The loan is a matter of one's own will and should not be forced. Moreover, the interest and liquidated damages of most loans are relatively high. It is recommended to read the loan contract carefully and make a careful decision.
Is it illegal for a training institution to let you borrow money?
It is illegal for a training institution to ask you to borrow money. Training loan generally means that training institutions cooperate with P2P peer-to-peer lending institutions to lend money to students, and the students repay in installments. Nowadays, recruitment companies (actually training institutions) often use recruitment websites to train job seekers in the form of recruitment. According to the laws of our country, anyone who borrows money from a bank or other financial institution for the purpose of illegal possession under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property: (1) fabricating false reasons such as introducing funds and projects; (two) the use of false economic contracts; (3) using false documents; (four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral; (5) Loans in other ways.
legal ground
Article 193 of the Criminal Law of People's Republic of China (PRC) commits one of the following crimes: whoever borrows a large amount from a bank or other financial institution for the purpose of illegal possession shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property: (1) fabricating false reasons such as introducing funds and projects; (two) the use of false economic contracts; (3) using false documents; (four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral; (5) Loans in other ways.
Is it illegal for training institutions to pay by installment?
It is likely that the installment payment of training institutions is illegal, which is the so-called "training loan". Its specific mode is that education and training institutions sign education and training contracts with consumers, and the financial loan platform pays the tuition fee of the loan to the education and training institutions in one lump sum, and then the consumer, that is, the loan applicant, repays the loan to the financial loan platform in installments. For example, there are some misleading or inducing behaviors in the sales of education and training institutions, such as repeatedly emphasizing that installment payment can reduce the pressure of paying the full amount in one lump sum, "interest-free" and so on. , it will weaken the loan attribute and risk of "training loan" and induce consumers to use "training loan" to pay. It is very easy for consumers to sign loan agreements with banks or other financial institutions without knowing it, which is suspected of breaking the law.
legal ground
Article 8 of the Law of People's Republic of China (PRC) on the Protection of Consumers' Rights and Interests, consumers have the right to know the real situation of the goods they buy or use or the services they receive. Consumers have the right to require business operators to provide prices, places of origin, producers, uses, performance, specifications, grades, main ingredients, production dates, expiration dates, inspection certificates, instructions for use, after-sales services or the contents, specifications and expenses of services, etc. according to different conditions of goods or services.
Is the introduction of training loans legal? Let's stop here.