Coverage guarantee means that the government formulates policies to ensure the basic production and living needs of people in need.

Mainly in the following aspects: housing, medical care, education, and old-age care. The basic security policy mainly includes three aspects: the rural minimum living security, the assistance and support for the rural poor, and the connection between the rural minimum living security system and the poverty alleviation and development policy.

Not all medical expenses are reimbursed. Coverage guarantee is a social security system and an important part of "precision poverty alleviation" and "precision poverty alleviation". The bottom-up security policy is mainly aimed at families and individuals who cannot rely on industrial support and employment to help them get rid of poverty, especially those who are seriously ill, disabled and unable to work. Give priority to identifying it as a bottom-up security object according to procedures, implement the bottom-up security work, and realize the role of the bottom-up policy of social security.

Scope of medical insurance reimbursement: 1. There is no disease limit for hospitalization reimbursement. 2. The scope of chronic diseases includes: coronary atherosclerotic heart disease (excluding occult type), chronic pulmonary heart disease, essential hypertension (above stage), cerebrovascular disease in recovery stage, decompensated cirrhosis, diabetes complicated with chronic complications, chronic glomerulonephritis and nephrotic syndrome. 3. The scope of accidental injuries in outpatient service includes three diseases: fracture, joint dislocation and foreign body in respiratory tract. 4. The scope of outpatient emergency rescue includes coma, severe shock, massive hemorrhage, poisoning, severe dehydration, febrile convulsion, severe dyspnea caused by severe trauma, spontaneous or traumatic pneumothorax, hemopneumothorax, laryngeal infarction, tracheobronchial obstruction, severe arrhythmia, and life-threatening internal and external bleeding caused by various reasons.

To sum up: subsistence allowance is the minimum standard of minimum living guarantee.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.