Families with babies know that it is not so easy to raise a baby. Where money is needed, children will be raised. Although the national policy subsidizes compulsory education now, parents need to plan their children's college education in advance, so it is necessary to buy children's education funds. What is the function of children's education fund?

The benefits of the Children's Education Fund are as follows:

1 Protection and exemption functions of insurance

Children's education fund insurance can provide protection for the insured and the insured in terms of illness, accidental injury and high disability. Once the insured dies of illness or accident and has a high risk of disability, the insurance company will waive all unpaid premiums and the children can continue to receive protection and assistance.

2. Mandatory savings function

Children's education fund insurance has the function of compulsory savings. Parents can choose the type and amount of insurance for their children according to their own expectations and their children's future education level, and deposit a certain amount every year to ensure that this savings plan can be completed on time.

3 financial dividend function

Children's education fund insurance also has the functions of financial management and dividend distribution, which can resist the influence of inflation to a certain extent. Generally, it is paid by installment, and the payback period is longer. Generally speaking, it can resist the influence of inflation to a certain extent.

The above is the analysis of the use and function of children's education fund, hoping to help everyone. In short, in order to make children's future more secure, it is necessary to plan university education funds in advance.