Xiao Nuo answer:

Hello!

Savings insurance is actually a combination of insurance function and savings function, and it can receive a little income while saving, which can be said to be quite cost-effective. The most common insurance on the market now is education savings insurance. Taking this insurance as an example, education savings is similar to ordinary savings, with zero risk and stable income. However, with the increase of education expenses year by year, it is not easy for parents to reserve their children's education funds simply through education savings. Education insurance is a kind of saving insurance, which has both the function of compulsory saving and certain guarantee function.

However, when buying children's insurance, we should pay attention to: the sooner you buy it, the more cost-effective, the cost does not need to be too high, and the protection comes first and the income comes second.