What are the advantages of intellectual growth in the Millennium? What are the shortcomings of intellectual growth in the Millennium? Taiping Life got off to a good start on 20 17. Did you catch it? If not, it doesn't matter. Taiping Life Insurance will be listed in the near future. In times of peace and prosperity, intellectual growth is a financial plan for children's education. So, what are the advantages and disadvantages of this model?

Advantages of intellectual growth in times of peace and prosperity

1, cash on delivery, return to high.

After the hesitation period, you can get 30% basic insurance protection. After that, you can receive 30%× (basic insurance amount+accumulated dividend insurance amount) of survival money every year until your life.

2, high school university, double.

In the stage of senior high school and university education (15-2 1 year), you can receive an additional 30%× (basic insurance amount+accumulated bonus insurance amount) for senior high school and university education every year. It is equivalent to receiving twice the survival money in high school and college to help children with their studies.

3. Enjoy dividends every year.

Enjoy dividends every year, and the increase in dividend rights will continue to push up the insurance amount, and the minimum living allowance will also rise.

The returned survival fund and education fund can be automatically transferred to the universal account without cost, and the expected annualized interest rate is guaranteed (monthly compound interest settlement, the second growth rate of wealth is faster.

The shortcomings of intellectual growth in times of peace and prosperity

So, what are the shortcomings of the growth of Millennium wisdom? Intellectual growth in peace and prosperity is life-long, focusing on children's educational function. When you get old, you can only get 30% every year, and the pension function is not obvious.

In addition, the interest demonstration of the wealth management insurance product plan is based on the assumption of the insurance company, which does not represent the company's historical operating performance and expectations for future operating performance. The expected annualized expected return on investment above the minimum guaranteed annualized interest rate is uncertain, and the actual policy account interest may be lower than the middle and high-end interest demonstration level. At the same time, the dividend distribution of the policy is uncertain.