College student loans (students? Loan) generally refers to the national student loan, which is a bank loan led by the government, subsidized by the government, shared by finance and universities, and operated by banks, education administrative departments and universities to help poor students in colleges and universities.

Borrowing students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time, repay in installments after graduation, and bear relevant legal responsibilities.

Loan form:

There are four main loan forms: national student loan, student-origin credit student loan, interest-free loan provided by colleges and universities with state financial funds, and general commercial student loan, among which national student loan is the main content of student loan.