Prepare in advance: Parents are advised to prepare insurance education funds for their children in advance. The earlier the insurance time, the more education funds will be accumulated. For example, if they buy the same insurance, they will pay the same fee every year. Parents will get more education funds when their children are insured at 0 years old than when their children are 6 years old. Parents and friends don't hesitate. The earlier the education fund, the more cost-effective the insurance.

Do what you can: Parents who buy education funds also need to do what they can. An important principle of rational planning according to one's own economic base is that it cannot affect the basic life of the family. Remember not to overspend on insurance in order to get a higher education fund in the future, which goes against the original intention of buying an education fund, and reasonable planning is correct.

Consider safety: when parents buy education funds for their children, don't forget that their children may be at risk of illness, accidents and death in the future. Therefore, it is necessary to improve the configuration of basic safety products and comprehensively guarantee children's worry-free growth.