I'm more than two years overdue, and now I'm breaking my promise. When I just expired, I couldn't sleep well, just like you. What should I do? I will try to adjust my mentality. What if I can't sleep at night? If I can't sleep well, it will directly affect my work the next day, my income and life, and I can't repay my debts. When I can't sleep, I will get up and go out for a walk, eat and drink. At the same time, I will try not to think too much about debt and collection. After walking outside for about an hour, I went back to wash and go back to sleep. I want to open some, which has become a debt. It can't be changed any more. I can't change my debt, so I can change myself Only by living well and having money can you pay your debts. When I'm finished, everything will be solved. That's the reason. At first, it was definitely not that easy for me to figure it out. Don't be impetuous After a while, I will remember it slowly, so I can't sleep. I will plan my work slowly.
I haven't slept well all these years. Often wake up in the middle of the night, not sleepy. I'll jump out of a pile of debt, and I'll recite it backwards, so-and-so 20 thousand, so-and-so 22 thousand, so-and-so 15 thousand, so-and-so 10 thousand, so-and-so 20 thousand and so-and-so 23 thousand These debts amount to 1 1 ten thousand pounds. Heavy pressure on the chest, sometimes Hou Zhen has a feeling of being overwhelmed, unable to sleep, sleepless all night. If only the debtor were lighter!
On the other hand, can this day go on like this? I must save myself, and I can't let insomnia drag me down. I bought it with money borrowed from my house when I was in debt. My relatives and friends lent me money because buying a house was a good thing. My relatives and friends also told me that I don't need a loan until my credit is black, and I'm not in a hurry. I feel guilty that I haven't paid it back for five years. Thinking about insomnia at night is not urgent. First of all, we should put our minds right, cure insomnia, sleep well, and have the energy to earn money during the day.
Secondly, there must be a repayment plan, and one-third of it will be repaid this year, and everyone will pay it back together to show their apologies for not paying back the money for many years. Or which difficulty should be paid first. After setting a goal, try to make money. When you pay your salary every month, first deposit the money you want to pay back in the card, and then pay it back when you have enough. It is difficult to scrimp and save only a little living expenses, but it is also happy and worthwhile for the plan in mind and a good night's sleep.
Work hard during the day, and you won't lose sleep after a hard day. I set aside money to pay off my debts every month, and I feel at ease. The debt-free day is near, and I don't feel wronged and guilty. It is when the debt is paid that the heart is comfortable. No matter how hard we try to be frugal, we must be honest and pay off our debts. Live up to your conscience and don't let the person who lent you money chill.
It's very kind of you to lend us money. Paying back money is to find a place to release your heart. Money can be returned, but the heart is always imprisoned by grace. Even so, we are still extremely happy. Because the debt of that year is a lifetime grace.
There are too many people in debt in modern society. You are not the first person to worry, and you are not the last! The so-called famine and sorrow, lice bite more. Since you are heavily in debt, it's no use worrying. If you suffer from anxiety, anxiety or depression, it is even more painful!
Life has ups and downs, how can it be smooth sailing and everything goes well! When you encounter setbacks, you should first have a correct attitude to face them. Think about what you have now, even if you are heavily in debt, at least you are healthy and much luckier than many people. Take a look at those who are suffering from diseases and sudden disasters, and look at those poor people who are naked and have no food. You are much happier than them. In this way, I think at least I have a good attitude, and only with a good attitude can I actively try to solve the problem!
Too much debt means that you are still a useful person, or you used to be a good person, because no one will lend money to an idiot or worthless person. In this case, you should first analyze the resources you can use now, solve the problem of survival first, and then consider the problem of life. This society has never heard of forcing people to die. In this case, just muddle along and let nature take its course. There is no need to worry too much and accumulate.
Life is no problem, then consider development, step by step, as long as you are willing to work hard, everything is possible, simplify things, and wait until one day, when you stand up and look back, all this today is nothing at all!
It's no use worrying if you owe everything. Take your time, slowly but surely, and don't put too much pressure on yourself.
Neither of us is happy-I can understand your feelings when we are old forever. I am still a two-year-old baby, and I haven't worked for three years. I have to put up with it for at least a year before I can get out. I wake up every day and feel that I am in debt of more than 300,000. What a worry! I just don't know if anyone has ever collected debts for you. I am a little better than those who are overdue. They are all credit cards, and the amount in each card is used up. It costs thousands of dollars every time. This is a waste of time and energy. It's very tiring to take care of the children alone every day, and I have to think about which card has expired and forgot to return it, which will make the credit report bad. If it weren't for the children, I'm afraid her future schooling would be affected. I really wanted to deliberately overdue and let others call my husband and his family to collect it. Because he cheated me of all the money, when he needed it, he took 10.5 million. Now all the bills are on me. He lives alone every day, regardless of the children, and gives that money every month with confidence. Because he used to have bad credit and couldn't get a credit card loan, he was cheated, and now life is hard! The monthly credit card fee is at least 3,000 to 4,000, and the more accounts, the more. I don't know when it will end. The bigger the credit card, the better.
I know what it's like when you can't pay your debts. It was a deep panic and confusion. I feel that my life will be ruined in the next few decades, and I feel powerless all over. The whole person is like being suspended in mid-air. I can't get up or down. I've been looking for someone to rely on to make my heart feel more secure, but I can't find it. At this time, I suggest that creditors need to have the first mentality, that is, "doing nothing", that is, spending their days quietly and blankly. This is because once people are flustered, it is easy to make the wrong choice, thus taking the wrong path and getting into a more serious situation. For example, some creditors will think about getting rich overnight, or do something illegal but make money quickly. Doing nothing is to let us slowly accept the debt situation, let our hearts gradually calm down and wake up, so as to plan what to do next. When "doing nothing" for a period of time, the heart begins to be eager to do something to change the status quo, you can enter the second state of mind, that is, "acceptance." Accept the fact that you have lost, accept the situation that you are worse off than your friends around you, and accept the situation that you start over. Only after the debt is overdue, can we accept our true situation and stand up again and do things in a down-to-earth manner. Otherwise, it is easy for you to fall into a state of self-pity or complaining, and constantly consume your inner energy. When you successfully accept your present situation, you can enter the third state of mind, that is, "abandon", abandon your face, abandon your original attitude towards life, and abandon your original personality and thoughts.
People will be overdue in debt, which must be their own reasons. It is caused by problems in their original way of life and way of thinking. For example, my company went bankrupt. Although the impact of the epidemic is the main reason, I didn't do a good job in the firewall of the company and assets, which is also a fuse. It doesn't matter if you are in debt. If you want to make a comeback or pay your debts, you must put down your posture and make money in a down-to-earth manner. For some debtors, maybe they used to be a millionaire boss and the envy of others in their circle of friends, but now they want to make money as a down-and-out person. They may not make faces, so they can't take the first step. There is a saying that a gentleman can bend and stretch. Throughout ancient and modern times, many famous heroes have had a low ebb in their lives, which is exactly what God taught them. I often tell my creditors that "the life in debt is disgraceful, but it is absolutely wonderful." Only after experiencing the darkest moment of life will we have a stronger ability to pick the fruits of the peak of life. I once owned nearly 10 million assets, drove a luxury car in the eyes of others, and went in and out of high-end office buildings, feeling that life was wonderful. Now that I am down and out, I can also be free from the gossip and ridicule of others. This process is not only the sublimation of my thoughts, but also the transformation of my ability. I believe that when I make a comeback, I will be able to sit longer and more steadily than before. There are many kinds of success in life. Being rich and expensive is a kind of success, and breaking through the self is also a kind of success. If you choose to give up yourself on the road of breaking through yourself, then you will live in the hearts of others as a loser all your life, so why not give yourself a chance to prove to the people around you and the world that you can!
If you can't sleep, I think you can brush Weibo, Tik Tok and Aauto faster! Brush every day, brush every day, brush every night. First, brush until it's gone! But before you lose it, you must buy a death insurance or something, so as to leave something for your parents and children! [Cover your face] [Cover your face] Just kidding!
Get to the point! Being rich and not sleeping are actually two different things!
The question of owing money is how much money do you owe? Is it small loan companies, usury, credit cards, banks or other private money?
All kinds of small loans, usury, more than the annual interest rate 15%, let them continue to urge you! Don't be afraid, remember to eat and drink every day until they finally pass the court proceedings!
Trial, trial, judgment and execution also take time! And it must be filed in your local court, otherwise you can check it if you have jurisdiction objections! The final result is a month's repayment! Of course, the premise is that you have to clean up your other property!
Bank credit cards can also handle personalized installment repayment. As for the detailed measures, banks are different, and the CBRC has also issued corresponding laws and regulations. Allow equal consultation with the bank!
All the above loans will be accepted. Remember the full memory, if he is slightly intimidated, threatened, ordered or has a bad attitude, please ask him to leave!
It's time to think about where we can work hard to make money. After all, you still have to pay the arrears. Stick to it and pay it back slowly, and life will always get better! Come on!
I saw the official number "Happy parenting is king" this morning.
A tweet. Colleagues said that this has become an explosion.
I clicked in and read this explosive article, but I was surprised.
It turns out that this is a history of blood and tears sent by Wang. I almost finished it with tears in my eyes
Wang is the founder of Nuno Education. 20 19 she turned the company into the largest preschool education chain brand in China.
Apart from Wang's sincere monologue,
For example, three years have passed in the blink of an eye ... how many years have you lived?
……
This is the voice of blood and tears of an entrepreneurial woman. She can't eat well and sleep well.
I am particularly impressed by the comments in the comment area. Some say it is warm in three winters, while others say it is cold in June. No matter people or ghosts, they can be seen when they are down and out.
Let's show you a clear position.
For "debt collectors", someone directly left a message: I won't run, I won't run, right? That's good. When can Ms. Wang get a refund?
Wang didn't run away. She treated each other sincerely and replied that she would work hard to make money.
These extreme remarks still beg you to give Wang some time.
Wang is no longer as beautiful and brilliant as he used to be.
Naked messages are like a knife to her, and she is exhausted.
Under the epidemic, there are actually thousands of entrepreneurs like Qian Qian.
Of course, the world is still beautiful! Well-meaning words are still in the majority.
The parents who attended the class supported and encouraged her, especially the last paragraph above, which touched me particularly.
In her message: for a woman, after such a big trauma, she can still give a promise: I will make good money and try my best to repay-brave and open.
May Mr. Wang, who has never been masked, get his life back on track as soon as possible. Life still has chicken feathers, but not all winds can blow it away.
I am particularly touched. When others are down and out, some people will help. Although some people can't help materially, they always support encouragement in spirit; Some people hit people when they are down. ...
The ugliness of the world is all in one thought.
It is hoped that enterprises or individuals who persist after being hit hard in the epidemic can find another way, build a fortress for themselves, embrace uncertainty, find a new way out and survive natural disasters.
Times make heroes, and in this case, new occupations will still appear.
This happened to me, too. I have been suffering from insomnia for a month or two, but when I think of my elderly parents and unmarried son, I must cheer up, stabilize my main business and expand my sideline business with zero investment on the premise that my basic life is guaranteed. I believe that I will definitely go there, and exchange time for debt space.