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What is the application process of student-origin student loan?
1. What's the application process for student-origin student loans?

1. The borrower logs into the student loan system of China Development Bank to register and fill in relevant contents.

2. The borrower logs into the student loan system of China Development Bank to apply, and it is not necessary to print the application form after the application is successful.

3.( 1) After the borrower completes the registration application, the borrower and co-borrower (guardian or relative) shall jointly bring their respective ID cards, household registration books, original and photocopy of the admission notice to the financial aid management center of the local education bureau for handling.

(2) The county-level student financial aid center shall review relevant materials on site and enter other relevant information after confirmation;

(3) Print and sign the loan contract, hand in the loan acceptance certificate and receipt to the students and bring them back to the activity center's financial aid department for registration;

(4) After the receipt is stamped, give it to the students and send it (send it) to Daxian Student Financial Assistance Center before the date indicated on the receipt.

Generally, student loan funds arrive at the end of June each year 1 1.

Data expansion:

In order to do a good job in accepting and renewing the first loan of student-origin student loan in 2020, our school actively responded to the national policy and organized various colleges to hold the theme class meeting of student-origin student loan in accordance with the relevant requirements of the National Operating Rules for Student-origin Student Loan. Each class interprets the loan policy, loan application, contract signing, loan issuance, school information change and graduation confirmation, and loan repayment. In addition, the composition and key contents of student loans were emphasized at the class meeting, which greatly deepened students' understanding of student loans.

Second, what problems should be paid attention to when applying for student loans?

The granting of student loans from students' places of origin has helped many students realize their dreams of studying. Generally speaking, student credit loan is a credit loan, which does not need guarantee or mortgage. The students and their parents (or other legal guardians) are co-borrower, who are jointly responsible for repayment. So what should I pay attention to when applying for a student loan? Let me introduce you here. 1. Tuition fees in many schools are collected through online deposits. Students with loans should not deposit in the card in advance, and can only repay the loan after the student loan is accepted and credited to the account. 2. Repayment of student loans began two years after graduation. For example, a loan with a fixed term of 10 years in the freshman school year, except for four years in college, is postponed for two years, and there are still four years to be repaid (each school year should be handled separately). 3, be sure to pay off in time, otherwise the consequences will be serious. Pay interest within two years after graduation. These two years need to pay off the interest of the year. After these two years, both principal and interest need to be paid off. 4. If the contract is signed when the postgraduate entrance examination is successful, the student loan can be postponed, and the loan can still be made during the postgraduate entrance examination without interest. The extension time after graduation is no longer two years, but is appropriately shortened according to academic qualifications. 5. All signature parts should be written in black pen, dated and stamped with necessary seals, otherwise it will be invalid. The above are the matters needing attention in applying for student-origin loan. I hope you can successfully apply for a student loan through our introduction.

Third, what should college students pay attention to when handling student loans?

What should college students pay attention to when they apply for loans from students' places of origin? The meaning of student origin loan: it is a loan provided by China Development Bank for eligible college students who cannot pay tuition fees due to financial difficulties. Apply for a loan of up to 8,000 yuan per year, which can pay tuition, accommodation and living expenses. After the college entrance examination every year, prospective college students will apply for student loans. What should I pay attention to when I apply for a student loan? ?

1? . ? The first step is to submit the receipt of the first loan.

If you don't know about the first loan, you can go to the local education bureau or the place where you apply for a student loan, and take your ID card, your own application form and your own co-borrower, one of your parents, to make the first loan. The first loan will give you an Alipay account number. You should also keep the loan application contract well and log in to Alipay and online system occasionally. When applying for a loan for the first time, you should pay attention to handing in the receipt in time, and the Alipay account number and system for handling the loan should be logged in several times a year.

2? . ? The second step is to check the information of the annual renewal application.

At present, the current loan extension application can support online loan extension. One of the students or co-borrower's offline loan renewal can bring relevant materials to the funding center. Online loan renewal is mainly to log in to the student online service system and fill in personal and co-borrower information after registration. Click Apply for Loan Extension, fill in the information and fill in the loan extension application form to submit the application. It is worth noting that if the identity information of the lender and co-borrower changes, they should be updated in time to avoid unnecessary troubles.

3? . ? The third step is to repay in advance before graduation.

Early repayment needs to log in to the student loan system of the student origin, check the description of the early repayment date, apply for the early repayment date, and the system will deduct the personal account within 20 days. Pay attention to the repayment amount in advance to avoid missing or underpaying.

4? . ? The fourth step is normal repayment.

The student-origin loan for college students will be repaid after graduation, with a grace period of 2-4 years, and the fixed repayment date of the student-origin loan is 65438+ February 30th every year. You can make normal repayment through the Student Financial Assistance Management Center, or you can log in to the online service system to submit a repayment application and make repayment through Alipay.

Finally, after graduation, college students should confirm their graduation in the online service system of student loans in their places of origin, so as to facilitate the repayment of student loans.

4. What should I pay attention to when applying for a student loan?

1, when applying for students;

2. The loan interest rate shall be implemented according to the benchmark interest rate issued by the central bank in the same period, and will not rise;

Students are not in school, but they have to bear interest after graduation.

4. Within two years after graduation, the borrower can only pay interest;

5. The National Development Bank has incorporated the student-origin loan into the central bank's personal credit information system. If students can't repay on time after graduation, it will have a negative impact on individuals' application for mortgage and car loan in the future. Therefore, borrowing students must repay in full and on time.