Compared with people in cities, the economic conditions of college students from rural areas are not so good. Some people are admitted to the university, but they drop out of school because their families have no money to pay tuition. In order to solve the problem of poor students' difficulty in going to school, the state has implemented a student loan policy for students. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. The following is a small series of China Travel. Com to tell you the process of student loans. China travel. com 1。 Student loan processing flow: every year from June to June 65438+ 10 (1), the student loan must first submit an electronic application form on the local education website and fill in the basic information. Student loan materials should be prepared: 1, student ID card or university notice, 2, student account book (which must include student account book and account book), 3, joint guarantor account book (relatives or parents, married or working), 4, joint guarantor and student ID card, 5, poverty certificate, stamped with two official seals (township or street town). (2) To apply for a student-origin student loan, you must first go to the Education Bureau's funding center for review, and the staff must first check whether there are any errors in the application form filled out by the students. The maximum loan is 8,000 yuan, and the longest loan period is 13 years. I didn't have much interest during college, but my interest was relatively low after graduation. (3) Fill in the contract form and contract form, with two copies of the contract form and three copies of the contract form. Streamlined process: 1. The Education Bureau applies for examination → the bank handles it → 2. Students arrive at school → confirm themselves with receipts → send them to the Education Bureau → 3. The Education Bureau gives feedback to the bank → the bank transfers it to the student account → 2. Process of handling the national student loan: (1) Apply for the national student loan from the school. (two) to receive the application for national student loans issued by the school. (three) fill in the application form and submit the application form and the information needed to be provided to the school. Preparation materials: 1, national student loan application approval form, 2, national student loan recommendation form, 3, questionnaire on college students and their families, 4, application form, 5, copy of my student ID card and resident ID card, 6, proof of family financial difficulties issued by the relevant department where the student's family is located, 7, parents' opinions on applying for national student loan, 8, copy of parents' (either party's) ID card, 9. (4) The school conducts qualification examination for the applicants. (five) submitted to the handling bank after examination. (six) after the approval of the handling bank, the bank signed a loan contract with the students. (7) Apply for a bank loan and complete the application.