While strengthening the publicity and training of the concept of internal control and operational risk, the project team redesigned the original performance appraisal and salary system, and integrated comprehensive risk management including operational risk management into it, making internal control and risk management not only the requirements of employees' daily work, but also the cost factors to measure the performance of the department, which directly affected the results of departmental operational efficiency assessment, and then formed an incentive mechanism for managers and employees' risk management. Through pre-training, in-process supervision and post-evaluation, the concept of bank internal control risk management has been deeply implemented in every employee. I believe that through a period of implementation, a good corporate culture atmosphere of internal control risk management will be formed.
The second is to further improve the organizational structure and post responsibility system of risk control.
Perfect organizational structure is the organizational guarantee to ensure internal control and risk management, while scientific job responsibility design can ensure that each employee has a clear division of rights and responsibilities in internal control and risk management, and then ensure the effective implementation of division of labor through reasonable performance appraisal and incentive mechanism design. Combining the scientific ideas and best practices of internal control and risk management, the project team reformed the organizational structure and redesigned the post responsibilities.
Third, establish a scientific internal control, risk management system and process system.
Scientific and effective management system and process system are the basic guarantee to ensure the quality of internal control and risk management. Jinzhou Commercial Bank has established an internal control system conducive to comprehensive risk management by improving the internal control system of various departments and businesses, optimizing risk control processes, reducing and preventing operational risks, applying systematic and standardized management methods to operational risk management of various businesses, and comprehensively sorting out various business processes.