The Big Four does have a lot of intensity and work. How much you can learn depends on your nature. Wages are higher than those of state-owned enterprises, but that's all I can hope for. Don't think about anything else. Please take the exam leave, but find someone to take over your job.
State-owned enterprises have little room for promotion, but they have more leisure time. Compared with the Big Four, this is the biggest advantage. You can try to do part-time work or research. In a word, you can't expect your salary to improve yourself. You can only make money in other ways.
If you have work experience, working in the four major jobs and state-owned enterprises can add a lot of aura to your resume, but the four major promotions also need textual research and work performance to judge. But everything comes first, depending on whether you want to make money first or adjust your qualifications first.