Normally speaking, unemployment and buying commercial insurance are two completely unrelated things. You can also buy commercial insurance during the period of receiving unemployment insurance. Although one of the conditions for receiving unemployment insurance is that I don't want to interrupt my employment, the explanation of this unwillingness is still very broad.

For example, the expiration of the labor contract is also involuntary interruption. There are also layoffs or illness in the company. This is not my will. Resignation on the same day did not go against my will, and of course I did not get unemployment benefits. However, for example, if the labor contract expires in three or five years, both parties either unilaterally do not want to renew it and want to find the next job, which is also one of the situations in which they can receive unemployment benefits.

You see, a person who has just terminated his contract with his former employer after working for ten years, wants to take a break, does not want to find a job for the time being, can receive unemployment benefits and is fully capable of buying commercial insurance. These two things do not conflict. So the conclusion is that you can buy commercial insurance even during the period of receiving unemployment benefits. As long as our own economic situation can bear it, we also feel that this commercial insurance is really what we need. If we can afford it, we'll buy it. It won't affect our unemployment benefits.