If your card is within the scope of a small account, you need to charge a management fee. For the account that fails to fully deduct the account service fee on the fixed charging date, if the account has no business and the balance is zero within half a year from the fixed charging date, we will carry out special management after the expiration of half a year, and you must pay the arrears at the outlet before you can restore the account. If the account is in arrears for more than one and a half years, the account will be cancelled.

According to your question, it is suggested that you bring your valid ID to the local branch where you open an account for account cancellation. There is no charge for the account cancellation business of this card, and it will not affect your personal integrity.

Note: At present, banks have collected small account management fees on a quarterly basis. A small deposit account refers to an account with a daily average deposit balance lower than that of 300 yuan. The specific calculation method is to accumulate the daily deposit balance of an account in a quarter, and then divide it by the total number of days of deposit (the total number of days in each quarter is calculated as 90 days) to get the average value. For example, if the balance of an account for three consecutive days is 100 yuan, 200 yuan and 0 yuan respectively, the average balance of the account is 100 yuan. And so on.

ICBC will automatically calculate the average daily deposit balance of this account for one quarter through the computer system. If the deposit is less than a quarter, it shall be calculated according to the actual deposit days.

1. Since June 2, 20061,our bank has charged quarterly account service fees for RMB small personal current deposit accounts with average daily deposit balance lower than that of 300 yuan (excluding).

(1) charging standard: 3 yuan RMB account service fee is charged for each account every quarter, once every quarter.

(II) Charging period: The charging period of RMB personal small current deposit account is 2 1 at the end of each quarter to 20/at the end of the next quarter. The first charging period is from March 2, 2006 to June 20, 2006.

(3) charging method:

1. The first fixed charging date is June 2, 20061,and the next fixed charging date is the end of each quarter. We will automatically deduct the account service fee from your RMB small personal current deposit account, and you don't need to pay it at the outlet.

2. On the fixed charging date, if the balance of RMB small personal demand deposit account is insufficient to deduct the account service fee, it shall be deducted according to the actual balance of the account; When there is a balance in the account, we will make up the account service fee that has not been deducted before.

3. If the account service fee is not fully deducted on the fixed charging date, and the account has no business and the balance is zero within half a year from the fixed charging date, we will conduct special management after the expiration of half a year, and you must pay the arrears at the outlet before you can restore the account.

If the account is in arrears for more than one and a half years, the account will be cancelled.

5. For RMB small personal current accounts opened for less than one quarter as of the fixed fee date of each quarter, there is no quarterly account service fee. There is no quarterly account service fee for RMB small personal current accounts that are cancelled before the fixed fee date every quarter.

Two. For the following 1 1 RMB small personal demand deposit accounts in use, we will not charge the account service fee temporarily:

(1) The current account in the wealth management account;

(2) peony traffic card account;

(3) the deposit account used to repay our personal loan;

(4) Multi-currency comprehensive accounts with balance in foreign currency accounts (local and foreign currency all-in-one, peony international debit card, foreign exchange trading account, etc.). );

(5) Peony Credit Card, Peony Credit Card and Peony International Credit Card account;

(six) to open a minimum deposit account;

(seven) social security deposit accounts (pension accounts and pension insurance, unemployment insurance, medical insurance accounts);

(8) Accounts for purchasing open-end funds and RMB wealth management products, book-entry treasury accounts, bank-insurance accounts, bank-securities accounts and bank-securities transfer accounts;

(nine) wage accounts and accounts for withholding water, electricity, gas, telephone and other expenses by stages;

(ten) housing provident fund account;

Personal online banking electronic card account.

We will automatically judge and identify your above account through the computer system and temporarily waive the account service fee, so you don't need to go to the bank to go through the formalities separately.

For specific questions about small accounts, please log on to our website and click on "Important Announcement"-"Notice on Charge of RMB Small Demand Deposit Account" for a detailed view.

If you have any questions, please contact E again.