A: Entrepreneurs who start micro-enterprises can voluntarily participate in entrepreneurship training conducted by human resources and social security departments and financial departments in conjunction with designated training institutions. After the training, you can apply to the local human resources and social security department with the application materials for entrepreneurship training subsidies. After being audited by the human resources and social security department and reviewed by the financial department, the financial department will directly or entrust the human resources and social security department to pay the subsidy funds to the applicant himself. Answer: After the qualification examination by the local human resources and social security department, the employed entrepreneurs of micro-enterprises can apply to the local handling bank for a small secured loan with a term of no more than 2 years, a quota of no more than 50,000 yuan (80,000 yuan for women) and an interest rate of no more than 3 percentage points higher than the benchmark interest rate of similar loans in the same period of the People's Bank of China. The loan handling bank will apply to the local city and county (city) financial department according to the prescribed procedures. A: "Financial subsidy" means that during the Twelfth Five-Year Plan period, the financial department will give financial subsidies to the applicants according to the proportion that the paid-in registered capital or capital contribution (excluding financial subsidies) of micro-enterprise investors does not exceed 30%. Micro-enterprises apply to the local financial department for financial subsidies, and the local financial department shall uniformly handle the procedures for fund disbursement.