First, if there is nothing wrong with 20 13, 20 14 is 30% off. If 20 14 is not out of danger, 20 15 is still 30% off. Because under the current policy, the minimum discount is 30%.

Second, online sales can only be bought at the place where your license plate is registered (in addition, friendly reminder, although online sales are cheap, if there is no salesman to help you follow up, it will be really troublesome in case of personal injury. Of course, there is no need to worry about simple car damage cases.

Third, it is difficult for me to explain the original price to you. After all, I don't understand … I input the relevant data on the driving license, and the system automatically calculates … you think it's manual calculation …

Fourth, about the depreciation of automobile value. It has not decreased year by year. New car is 90% in two years, 850% in 2-5 years and 80% in 5- 10 years. /kloc-750% after 0/0 years. There is a garage on the insurance company's underwriting system, and there is data on how much each car costs.

Fifth, about risk discount. Zero risk, 30% off. 1-2 times, 77% off. 3 times 8.5 fold, 4 times 8.5 fold, generally prohibited 5 times.

Sixth, the problem of accident data. Each province has its own data platform, and insurance companies use this platform to check the number of risks. Therefore, don't think that changing insurance companies can get a low discount. In addition, as far as I know, Shenzhen in Guangdong Province uses its own independent platform. As for foreign insurance, it is generally necessary to provide a local residence permit.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.