1, company introduction
Yin Yin Life Insurance Co., Ltd. was established by China Agricultural Bank Co., Ltd., Beijing Zhongguancun Urban Construction Co., Ltd. and China Shima Co., Ltd. ..
Registered by China Insurance Regulatory Commission and headquartered in Beijing, the registered capital is RMB 2,949,965,438+0.6475 million.
Underwriting business includes life insurance, health insurance, accident insurance and other personal insurance business; Reinsurance business of the above business; Insurance fund utilization business permitted by national laws and regulations; Other businesses approved by China CIRC.
2. Life insurance premium income of Agricultural Bank of China
According to the original premium income of life insurance companies in 20 18 announced by the China Insurance Regulatory Commission, the original premium income of Agricultural Bank of China Life Insurance was 201.1200 million yuan, accounting for 0.75% of the market share, ranking 23rd. The premium scale is 654.38+08.642 billion yuan, ranking 27th.
3. Solvency of 3.ABC Life Insurance Company
The solvency status of life insurance companies in 20 18 shows that the core solvency adequacy ratio of ABC Life Insurance is 105%, the comprehensive solvency adequacy ratio is 160%, and the comprehensive risk rating is Grade B, which meets the regulatory requirements of the CIRC.
4. Summary
From the above, ABC Life is in good operating condition, coupled with the strict supervision of the China Insurance Regulatory Commission, and ABC Life is reliable in general. If you want to buy ABC life insurance products, you don't need to worry too much about the problem that your policy is not guaranteed.
Extended data:
Precautions for purchasing insurance:
1, determine the demand, not all types of insurance should be bought.
Insurance can be divided into many types according to its functions. For example, if you want to get health protection, you can buy critical illness insurance and medical insurance, if you want to invest, you can buy annuity insurance, and if you want to protect your children, you can buy education insurance.
In the case of limited funds, you must buy the most needed insurance according to your own needs.
2. You don't need a physical examination before buying.
Only if you have a past medical history or have bought high insurance or have been sampled by an insurance company can you have a physical examination before buying insurance. There is no need to have a physical examination just because you want to buy insurance, and there is no need to have a physical examination just because you want to buy insurance. Just tell the insurance company what you know.
It is very important to study the insurance clauses carefully.
We often see the phenomenon of insurance refusal, which may be because we don't understand the insurance terms. Insurance clauses can tell products which diseases should be insured, which diseases should not be insured, which diseases should be accompanied and which diseases should not be compensated. Knowing the insurance clauses means knowing the products, which is very, very necessary.
References:
Baidu Baike-Agricultural Bank of China Life Insurance Co., Ltd.
References:
Agricultural Bank of China Life official website-Agricultural Bank Wealth Tong Pension Annuity Insurance