In 20xx, under the correct leadership of the Municipal Party Committee and the Municipal Government, with the strong support of the Municipal People's Bank, the Banking Supervision Branch and the relevant departments directly under the municipal government, and with the joint efforts of various financial institutions, the Municipal Finance Office closely revolved around the overall situation of the city's reform, development and stability, innovated work ideas, strengthened work measures, and implemented work responsibilities in accordance with the work objectives set at the beginning of the year, thus creating a new situation in all work. It was rated as a civilized organ directly under the municipal government and an advanced business service unit in the city. 1 person won the second class merit, and 1 person won the honorary title of advanced individual in the city's business work.

First, outstanding credit supply has provided strong financial support for the city's economic and social development. Actively coordinate and cooperate with the Municipal People's Bank and the Banking Supervision Branch to carefully analyze the financial situation, extensively carry out cooperation between government, banks and enterprises, and strive to increase the effective supply of credit. First, strengthen work scheduling, hold quarterly financial situation analysis meetings, inform the situation, analyze problems, study countermeasures and promote work. The second is around? Turn the mode to adjust the structure? And then what? Accelerated industrial development year? Activities, together with the Municipal People's Bank, held 9 cooperation meetings between government, banks and enterprises in 7 counties and municipalities directly under the Central Government, and provided 697 enterprises with loan intention funds of 69 1 100 million yuan. Third, carefully analyze the reasons for the high loan interest rate in our city, and coordinate relevant banking institutions to appropriately reduce the loan interest rate to benefit enterprises and society. Fourth, support the Municipal Banking Supervision Branch to promote small business loans and Changlin Group syndicated loans of 654.38+0.97 billion yuan, support the Agricultural Bank and Agricultural Development Bank to carry out new rural construction loans, and conscientiously implement the strategic cooperation agreements signed by the municipal government with Jinan Branch of the People's Bank of China and Minsheng Bank Head Office. Two-oriented society? Construction, small business development and project loans provide strong financial support. In 20xx, the balance of local and foreign currency deposits in the city was 212.36 billion yuan, an increase of 35.55 billion yuan compared with the beginning of the year, ranking seventh and sixth respectively in the province. The balance of local and foreign currency loans in the city was155.97 billion yuan, an increase of 29.89 billion yuan compared with the beginning of the year, ranking sixth in the province in terms of loan balance and new increase.

The second is to pay close attention to the listing of enterprises and achieve new breakthroughs in direct financing. Taking increasing the listing financing of enterprises as the top priority, actively organizing various listing training and promotion activities and strengthening tracking services for key enterprises have effectively promoted the listing of enterprises. First, actively do a good job in the cultivation of enterprises listed. At the beginning of May, the key backbone enterprises and small and medium-sized scientific and technological enterprises with annual net profit exceeding 5 million yuan in the city were investigated and counted, and 50 candidate enterprises to be listed were classified and screened, which provided basic information for cultivating reserve listing resources. The second is to create a good listing environment. In-depth investigation of enterprises, fully understand the policy needs of enterprises in the process of restructuring and listing, and formulate policies and regulations to promote the listing of enterprises in our city; Invite Zhao, member of the Party Committee and assistant director of the Provincial Securities Regulatory Bureau, to make a counseling report on enterprise listing, systematically explain the significance, relevant regulations and specific requirements of enterprise listing, and deepen enterprises' understanding of the capital market; It has organized more than 20 enterprises to participate in various listing training activities organized by the Provincial Finance Office four times, which has stimulated the enthusiasm of enterprises for listing. Through various channels, contact and exchange with citic wantong, Guotai Junan, CITIC Jiantou, Jingyuan Investment, Jianxin Investment, Luxin Gaoxin Investment and other well-known securities companies, investment companies and accounting firms, and reach cooperation intentions to provide professional services for listed companies. Actively strive for the support of higher authorities, and the mayor in charge led the team to report to the Provincial Finance Office, the Provincial Securities Regulatory Bureau and the China Securities Regulatory Commission for six times, further strengthening the contact with higher authorities. The third is to establish a regular communication and reporting system for listed companies. Strengthen work scheduling, keep abreast of the listing progress of enterprises, and help enterprises coordinate and solve the difficulties and problems in the listing process. On September 8th, Kim Jong Dae was listed on the small and medium-sized board in Shenzhen, with a financing of 65.438+0.50 billion yuan, which is the first enterprise listed in our city since 65.438+0.999. Luxing Titanium Industry and Longgang Tourism are listed on Tianjin Stock Exchange and Nasdaq Stock Exchange in new york, USA respectively. Hony Tech's application materials for listing have been submitted to the Growth Enterprise Market Development Department of China Securities Regulatory Commission, and relevant materials are being supplemented according to the feedback. Stanley's listing materials have been accepted by China Securities Regulatory Commission. Lishide Machinery is conducting listing counseling, Lichen Logistics is screening new listing projects for re-listing, Sheng Xing Mining and Luoxin Pharmaceutical are preparing for the second listing in different places, and Leihua Plastics and Xingang Group are actively preparing for overseas listing.

Third, the concept of development has been strengthened, and great progress has been made in introducing financial institutions and building new rural financial institutions. Firmly establish the concept of financial industrialization, constantly improve the degree of organization of the financial industry's own development, enhance its pillar position in the development of the city's service industry, and enhance its leading role in economic and social development. First, effectively increase the introduction of financial institutions. Thanks to the active efforts of all parties, Shanghai Pudong Development Bank Linyi Branch, China Merchants Bank Linyi Branch and Laishang Bank Pingyi Branch have opened this year, and Huaxia Bank and Industrial Bank have approved the establishment of branches in our city. Tongxin Securities and Linyi Business Department of Jin Peng Futures opened in succession. Second, vigorously develop new rural financial institutions. Breakthrough progress has been made in the construction of rural banks. 65438+On February 29th, Shang Qi Village Bank in Hedong District opened, which is the first village bank established in our city and the sixth village bank in the province since 2008. China Bank Head Office and Singapore Temasek Company set up a village bank in Yishui County, which is planned to open early next year. The construction of village banks in other counties is progressing solidly. The pilot projects of microfinance companies have developed rapidly. Intensify the upward struggle and actively do a good job in the selection of enterprises and the review of submitted materials. With the care and support of the Provincial Finance Office, a new microfinance company 1 1 was established throughout the year, bringing the total number of microfinance companies in the city to 14, ranking third in the province; Actively coordinate all banking institutions to provide supporting financing for microfinance companies, strengthen business supervision, and promote the healthy operation of microfinance companies; The registered capital of 13 microfinance company, which started in 20xx, is139 million yuan. This year, it has issued loans to the society totaling 2.275 billion yuan, including 23 small and medium-sized enterprises1household and 296 individual industrial and commercial households. There are 977 households in agriculture, rural areas and farmers, achieving an operating profit of 9.452 million yuan, which has played a good role as a microfinance company. Small, scattered and timely? The advantages of, for? Provide strong financial support for the development of small and medium-sized enterprises and individual economies. Third, vigorously support the development of local corporate financial institutions. Support the strategic transformation and upgrading of Bank of Shang Lin and upgrade its enterprises? Internal strength? , expand the development space. Since the beginning of this year, Ningbo Cixi Sub-branch, Tancheng, Linshu, Feixian, Yinan Sub-branch and Ningbo Beilun Sub-branch have successively opened. In accordance with the requirements of the "Planning for Banking Reform and Development of Small and Medium-sized Rural Financial Institutions in Linyi City", we will actively promote the establishment of rural commercial banks by Feixian Rural Cooperative Bank. The fourth is to strengthen financial research. He wrote a weighty research report, such as "Report on Exploring the Establishment of Property Rights Trading Institutions and Financial Support for the Development of Commercial Real Estate in Our City", which played an important role in serving the decision-making of leaders and promoting the development of local economy.

Four, adhere to the overall planning, insurance to ensure the rapid development of securities and futures industry. The fourth member congress of Linyi insurance industry was held, and a new leadership team of the association was elected, which comprehensively strengthened the self-construction of the association and further improved its execution and service level; Solid development? Satisfy the actions of consumers? Activities, the city insurance association signed contracts with various insurance companies? Satisfy the actions of consumers? Letter of commitment to enhance the service awareness and social responsibility of insurance institutions; Organizing representatives of the Municipal People's Congress to inspect the insurance industry, showing the achievements of the insurance work in our city, and improving the attention of all levels, departments and all sectors of society to the insurance work; In conjunction with the Municipal Banking Supervision Branch and the Insurance Association, the Notice on Strengthening the Cooperation between Banking and Insurance and Regulating the Insurance Agency Business of Banks was formulated and issued, which played a positive role in regulating the banking market. Actively carry out policy-based agricultural insurance, and the insurance for wheat, corn and fertile sows is progressing smoothly. At the end of 20xx, the risk liability amount of policy agricultural insurance reached 580 million yuan. In 20xx, there were 54 insurance institutions in the city (including 4 newly opened this year) with 44,000 employees. All kinds of insurance institutions in the city realized a total premium income of 7.63 billion yuan, a year-on-year increase of 38%. The total compensation and insurance benefits are estimated to be 654.38+0.53 billion yuan, and the amount of responsibility for various risks for the city exceeds 700 billion yuan. The standardization and rectification work of financing guarantee companies has been solidly promoted. In accordance with the requirements of the provincial government meeting, a rectification meeting of the city's financing guarantee companies was specially held to review the submitted materials in batches as required. At present, six companies, including City Guarantee Company, Tiancheng, Yisheng, Huarui, Xinyuan and Dingli, have been reconfirmed by the Provincial Finance Office, and the materials of Zhonglian, Lantian and Junan have been submitted to the Provincial Finance Office for approval. In 20xx, the guarantee amount of 28 guarantee institutions operated by the whole city reached 7.6 billion yuan, an increase of 2.93 billion yuan or 62.7% over the previous year. In the securities industry, there are 6 business departments of securities companies in the city, with a new account of183.26 million, and the annual cumulative transaction volume of153.62 billion yuan. In the futures industry, there are 4 business departments of futures companies in the city, with 2.838 million transactions in the whole year, with a transaction amount of19/kloc-0.67 million yuan and a profit and tax of 760,800 yuan.

Verb (abbreviation of verb) has intensified the resolution and disposal of non-performing loans and achieved remarkable results. Give full play to the functions of departments and take solving non-performing loans of enterprises as a major event. First, promote the establishment of financial asset disposal service co., ltd. to provide evaluation, auction and write-off for the disposal of non-performing loans of financial institutions? A dragon? Affairs, disposal of non-performing loans1000000 yuan. Second, enterprises with many non-performing loans and many financial institutions will be listed as key points, and the court and the banking supervision department will coordinate and cooperate, make full use of loan write-off and asset restructuring to improve the disposal effect, and increase the disposal of non-performing loans of key enterprises. The creditor's rights problem of China Construction Bank in Pingyi No.1 Middle School has been satisfactorily solved; The disposal of non-performing loans of key enterprises such as Yamei Textile, Aolong Logistics and Luohu Real Estate has been basically solved; The disposal of non-performing loans such as Ouyada, Zhongshan Pulp & Paper, Shunhe Agriculture, Industry and Commerce and Zhengyi Textile is being actively promoted. Third, open up new ideas, support rural credit cooperatives to increase the disposal of non-performing loans through various effective means such as land and forest rights replacement, and replace non-performing loans by 2.489 billion yuan in the whole year. In 20xx, the balance of non-performing loans of banking financial institutions within its jurisdiction was 7.04 billion yuan, a decrease of 3.05 billion yuan compared with the beginning of the year; Non-performing loans accounted for 4.5%, down 3.23 percentage points from the beginning of the year.

Six, pay close attention to policy propaganda, and further form a good atmosphere for the development of the city's financial industry. With the implementation of the Opinions of Linyi Municipal People's Government on Further Strengthening the Construction of Financial Ecological Environment (Linfa [2008] No.28), we will optimize the ecological environment, strengthen government services throughout our work, actively coordinate all relevant parties, promote the construction of credit environment, administrative environment, judicial environment and public opinion environment, and create a good financial development environment. First, the "Measures for Quantitative Assessment of Financial Ecological Environment Construction in Linyi City" was formulated to quantitatively score and comprehensively assess six aspects: financial operation, social credit environment, policy support environment, judicial support environment, loans from overseas financial institutions, and comprehensive evaluation of financial institutions, so as to urge and guide counties to increase the construction of financial ecological environment and further form a good atmosphere of attaching importance to financial work and accelerating financial development in the city. Second, the Emergency Plan for Financial Emergencies in Linyi City and the Joint Conference System for Financial Stability in Linyi City were formulated to strengthen the emergency handling of financial emergencies and provide institutional guarantee for maintaining financial stability and ensuring financial security in the city. Third, the Guiding Opinions on Financial Support for the Development of High-tech Industries in Linyi City and the Opinions on Launching the Pilot Project of Rural Land Contracted Management Right Mortgage Loan in Hedong District, Pingyi County and Yishui County were formulated, and the pilot project of collective land lease right mortgage loan was launched in lanshan district and Feixian County, and actively promoted? Three bets and one push? Work, chattel mortgage, equity pledge, trademark exclusive right pledge and enterprise credit system construction have achieved remarkable results. Fourth, has it been solidly carried out? Financial knowledge into ten thousand families? Walk into Linyi? Large-scale exhibition activities, the main leaders of the Municipal Party Committee, the Municipal People's Congress, the municipal government, CPPCC and more than 40,000 people from all counties, departments and all walks of life visited the exhibition, popularized financial knowledge, introduced financial products and established a financial image, which received good results. Fifth, strengthen the judicial protection of financial creditor's rights, severely crack down on malicious evasion of bank debts, and safeguard the security of financial creditor's rights according to law. In conjunction with the Municipal Public Security Bureau, the Industrial and Commercial Bureau, the People's Bank of China, the Banking Supervision Branch and other relevant departments, we actively launched a crackdown on illegal fund-raising and illegal financial activities, maintaining the financial stability of the city. Sixth, strengthen cooperation with relevant news media, conscientiously run the financial window column of People's Daily Online in Linyi, Shandong Province, and create a good public opinion atmosphere for the development of the financial industry.

Seven, strengthen self-construction, the work of organs into a standardized track. As a newly established government department at the beginning of the year, the Municipal Finance Office attaches great importance to strengthening its own construction. The first is to carry out in-depth activities to create the first and strive for Excellence. Give full play to the role of the party organization as a fighting fortress and party member as a vanguard and exemplary role, and carry out in-depth development? Five to one? Activities, than learning, than unity, than style, than achievement, than service, education guide all cadres to stand on their posts, do first-class work and create first-class achievements. Five to one? Medium? Establish a quality service image, and strive for priority? . The second is to establish a system. We have further established and improved various rules and regulations, such as the theoretical study system, the code of clean government, the party group meeting system, and the financial revenue and expenditure management standard, which has promoted the institutionalization and standardization of all work. The implementation of the division of labor responsibility system and accountability system, the implementation of the time schedule and requirements of key work, regular scheduling and listening to reports, has achieved remarkable results. The third is to strengthen the construction of party style and clean government. Formulated the "Opinions on Implementing the Responsibility System for Building a Clean and Honest Party Style in 20xx", defined the annual division of work, and made the tasks clear and the responsibilities assigned to people. Carry out the prevention and control of integrity risks, formulate the implementation plan of integrity risk prevention and control of the Municipal Finance Office, solidly carry out the work of finding risk points and determining risk levels, and passed the inspection of a group sent by the Municipal Commission for Discipline Inspection; Earnestly do a good job in the leadership of the construction of the system of punishing and preventing corruption, and hold a symposium on the construction of the system of punishing and preventing corruption in the financial system of the whole city, which has promoted the in-depth development of the construction of a clean government in the financial system. The fourth is to enrich personnel. With the support of the organization and personnel departments, five comrades were openly selected to work in the Municipal Finance Office, which further enriched the personnel and strengthened their strength. Fifth, earnestly do a good job in the creation of civilized organs. In accordance with the requirements of the establishment, we actively carried out a variety of activities, constantly strengthened the construction of leading bodies, ideology, organization and clean government, and promoted the development of various business work. Awarded the title of municipal civilized organ by the Municipal Organs Working Committee. At the same time, guide and urge all counties to strengthen the construction of financial offices. At present, five counties and districts have set up financial offices independently, and other 10 county and district financial offices are internal organs of government agencies or co-located with other departments.

Although the city's financial industry has developed rapidly, there is still a big gap compared with advanced cities and development requirements. First, the overall scale of the financial industry is small and the level of development is low, which is mainly reflected in the low proportion of the financial industry in GDP and service industry and its great development potential. Second, because there are many small and medium-sized enterprises and few major projects, there is not only the problem of difficult loans for small and medium-sized enterprises, but also the problem of lack of loans for large projects. Third, due to historical problems, the proportion of non-performing loans in banks and financial institutions is relatively high, which has also affected the work to some extent. From the perspective of its own cadre team, the financial industry is developing with each passing day, new formats and innovative tools are constantly emerging, and new knowledge is emerging one after another, which puts higher and higher demands on the quality of cadres. We should attach great importance to the above problems and seriously solve them in our future work. ;