Introduction: Lian Jin University () Internet Finance Platform was launched on October 20th111. The operator is Shenzhen Qianhai Lian Jin Institute Financial Information Service Co., Ltd., with paid-in capital of 68 million yuan. The senior management team consists of professionals with many years of experience in bank credit and risk control, as well as Internet technology and operation. Adhering to the business philosophy of small amount dispersion, standardization and transparency, Lian Jin Institute adheres to the road of inclusive finance integration, promotes financial reform and innovation, and strives to provide high-quality, convenient, safe and reliable Internet financial services for both borrowers and lenders.
The safe, steady and rapid development of Lian Jin Institute has been actively sought after by the capital market. Among them, 20 14 and 12, Shenzhen United Financial Holdings Co., Ltd. accounted for 40% of the shares of Lian Jin Stock Exchange and became the largest shareholder. 20 15, 1 1 month, A-share listed companies and American Group acquired 5 1% shares of Lian Jin Institute and became the controlling shareholder of Lian Jin. From 20 17 to 12, Lian Jin introduced strategic shareholders-Foshan Xinye Investment Partnership (hereinafter referred to as "Xinye Investment", a subsidiary of a well-known domestic venture capital) and Shanghai Wenxi Investment Consulting Co., Ltd. (hereinafter referred to as "Wenxi Investment") in July 2065438+2008, Wenxi Investment needed strategic development. After the equity change, Wenxi Investment holds 80% of the shares of Lian Jin and becomes the controlling shareholder of Lian Jin, while Meizhike holds 20% of the shares of Lian Jin. The parent company of Wenxi Investment is Shanghai Yingcan Consulting. As a leading service organization in the field of Internet finance, Wenxi Investment continues to provide professional services for the mutual gold platform. Lian Jin Institute will get more resources and support, achieve better and faster development, and move towards the goal of being the first echelon in the mutual gold field.
Legal Representative: Guo Xiaojun.
Date of establishment: 20 14-03- 18.
Registered capital: 68 million yuan.
Location: Guangdong Province
Unified social credit code: 9 14403000939980083
Business status: surviving (in business, in business, on record)
Industry: financial industry
Company type: limited liability company
Staff size: 100-500 people.
Enterprise address: Floor 2, Building 25, Unit B, Qianhai Enterprise Building, No.63, Qianwan 1st Road, Qianhai Shenzhen-Hong Kong Cooperation Zone.
Scope of business: financial service outsourcing and data information analysis legally entrusted by financial institutions; Computer software and hardware technology development, sales and other domestic trade (excluding franchise, exclusive control and monopoly goods); Engaged in Internet business; Investment management; Asset management; Investment consultant, investment consultation and information consultation; Marketing planning; Invest in the establishment of industries (specific projects shall be declared separately); Import and export of goods and technology. ^
Is the loan approval of Lian Jin College strict? Is the approval of provident fund loans strict?
More stringent.
Provident fund loan:
Materials required for housing provident fund loans:
1. Household registration book of the borrower and his spouse;
2. Resident identity cards of borrowers and their spouses;
3. Proof of the marital status of the borrower;
4. Proof of down payment for house purchase;
5. The credit status report of the borrower and his spouse printed by the bank;
6. Housing sales contracts or agreements that meet the legal requirements.
Housing provident fund handling conditions:
1. Individuals and their units must pay the housing accumulation fund continuously for one year;
2. The borrower has stable economic income, good credit and the ability to repay the principal and interest of the loan;
3. If the borrower purchases a commercial house, it shall not be less than 30% of the total house price.
Housing accumulation fund handling process:
1. The lender prepares relevant materials, fills in the loan application in the bank and submits the materials;
2. After receiving the application, the loan bank shall confirm and review the information;
3. After the audit, the lending bank will contact the lender and sign relevant contracts;
4. For bank loans, the lender shall fulfill the repayment obligations.
Is the loan approval of Lian Jin College strict?
Very reliable, Lian Jin University has a foundation of risk control, and the audit is strict, so the landlord can rest assured.
What is the Lian Jin family?
P2P lending information intermediary platform.
Lian Jinjia is a brand of Shenzhen Lianjin Institute Financial Information Service Co., Ltd., which combines its own financial expertise and the application of Internet technology to focus on building the safest and most professional information intermediary platform in P2P lending.
The Lian Jin family is relatively safe and reliable backstage. Lian Jinjia's wealth management products include car loans, personal fast consumption, corporate loans and so on.
How about Shenzhen United Financial Holdings Limited?
Brief introduction: Shenzhen United Financial Holdings Co., Ltd. is a large financial holding group company with financial outsourcing services, internet finance, industrial park incubation and investment as its core business. It owns 29 subsidiaries including Shenzhen United Financial Services Group Co., Ltd., Shenzhen United Financial Co., Ltd., Shenzhen Jingwei Financing Guarantee Co., Ltd., Shenzhen Qianhai Lian Jin Financial Information Service Co., Ltd. and Shanghai United Financial Investment Company.
Legal Representative: He.
Established: 200 1-06-05.
Registered capital: RMB100000 yuan.
Industrial and commercial registration number: 440301103132340.
Enterprise type: limited liability company
Company address: Floor 7/KLOC-0, Block B, United Finance Building, Shihua Road, Fu Bao Street, Futian District, Shenzhen.
How about the loan from Lian Jin College? What are the loan terms of Lian Jin College?
Loans must meet the conditions before they can be issued.
Loan application conditions:
1, if you want to have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3 loans for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information.
Loan application materials:
1. Lender ID card;
2. The credit information of the lender in the past six months, and the credit information is good;
3. The bank card under the lender's name has been flowing for nearly half a year without interruption;
4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months);
5. Income certificate issued by the lender's work unit;
6. Social security, insurance policies and provident fund can also be loaned on a monthly basis.
If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.
Let's talk about how to introduce the loan of Shenzhen Lian Jin College.