Hello, China Agricultural Bank handles the prepayment of personal housing mortgage loan as follows: According to the loan contract, the borrower must submit a written application to the loan bank at least 30 days in advance and get the consent of the loan bank. Due to the complexity of mortgage business, the actual situation varies from place to place, and there are some special treatments. Please communicate with the prepayment expert of your loan bank about the specific prepayment schedule. The collection standard of liquidated damages for prepayment is based on the loan contract signed by the customer and our bank. Please check the loan contract or contact the loan agency for verification. The information to be carried in the prepayment of individual housing loan is the borrower's identity document, the individual housing loan guarantee contract and the original housing loan repayment card (discount), and an application shall be submitted to the original loan agency in advance according to the contract. However, specific suggestions should be consulted with local loan banks.

(Answer time: April 24, 2023. In case of business changes, please refer to the actual situation. )