Teller is the basic post of every bank and the starting point for employees to enter the bank. Generally, new employees should start as tellers. Because every employee can have a better development in his future work only if he clearly understands the banking business and operation mechanism on his own basic post. Teller post is the first line to contact customers, covering a wide range of customers, including different age groups and different income levels, which is very helpful for employees to increase their knowledge and improve their interpersonal skills. Now the loan business of banks is developing faster and faster, and small and medium-sized enterprises are also growing rapidly. The demand for specialized services is growing. In addition, the long-term development of internet finance has a great demand for professional financial talents.
Although they all start with tellers, the proportion of tellers in banks is very low, and many people do professional work in the background, such as economic and financial analysis, wealth management products, corporate business, corporate and personal credit, settlement business, international business, risk control and so on. This is also one of the future outlets for tellers. Within the bank, there is a perfect promotion and development system. For self-motivated people, there are also ways to jump out of the teller position and enter other interests. General employees will transfer jobs, transfer jobs and be promoted for a period of time at the grassroots level. Some employees who have the ability and ideas will also seize other opportunities to achieve career transformation and promotion.
1, transfer money. When a teller develops upward, he will first consider transferring to the position of account manager, whether it is an individual or a corporate account manager or a lobby manager, which is very helpful for personal career development.
2. promotion. Tellers are most directly promoted to supervisors and deputy supervisors, and of course some go to other offices. In a word, promotion depends on individual's ability, and they should also be prepared to wait for opportunities.
3. Job-hopping. On the financial platform, it mainly focuses on the comprehensive accumulation of personal abilities and contacts.
4. The bank will have promotion and transfer exams regularly, but some people like to be tellers all the time, stable and orderly, without thinking too much, which is in line with their own personality.
Tellers are divided into front desk and back desk. The front desk teller is responsible for the counter business operation, inquiry and consultation directly facing customers; The back-office teller is responsible for customer-oriented inter-bank, bill exchange, internal accounting and other business processing, as well as the follow-up processing of front-office business such as audit, confirmation and authorization.
1, accounting direction
It usually takes 5-8 years to get here and become a business benchmark → be promoted to the position of cabinet director → compete for the accountant in charge of the branch → compete for the vice president of the branch. Further up, you can climb to the accounting department of the provincial branch to be a small leader, then compete for the general manager of the accounting department, and then March into the head office.
2. Marketing direction. Being a teller requires a strong sense of marketing, and job-hopping generally requires a written test and an interview.
3. Management direction. From tellers to comprehensive tellers, they can be powerful lobby managers, and then to professional senior business managers or branch presidents.