Generally speaking, the insurances that vehicles need to buy include: compulsory insurance, third-party commercial liability insurance, car damage insurance, excluding deductible insurance, etc. You can choose the insurance you buy according to your actual situation and family economic conditions.

1, compulsory insurance: compulsory insurance is compulsory in China, and all vehicles must buy one kind of insurance.

2. Third-party commercial liability insurance: Most car owners and friends will choose compulsory insurance and third-party insurance. Because the amount of claims for compulsory insurance is limited, buying three insurances can compensate for the part that compulsory insurance can't claim.

3. Non-deductible insurance: Non-deductible insurance is an additional risk. Its function is that if there is an accident, the insurance company will only compensate 80%. If you don't buy deductible insurance, you can transfer 5% to 20% of your liability to the insurance company.

4. Car damage insurance: Car damage insurance is undoubtedly the most extensive insurance coverage. No matter whether the car is damaged by collision, scraping or soaking in water, you can get compensation from the insurance company.

Tips:

1. The above contents are for reference only.

2. If you need to buy auto insurance, you can also contact Ping An Auto Insurance Customer Service at 955 1 1-5 for consultation.

Reply time: 202 1- 12-24. Please refer to the latest business changes announced by Ping An Bank in official website.