Illegal. Training loan generally means that training institutions cooperate with P2P peer-to-peer lending institutions to lend money to students, and the students repay in installments. Nowadays, recruitment companies (actually training institutions) often use recruitment websites to train job seekers in the form of recruitment. If the training institution has a routine loan, the victim can report it to the public security organ. If the public security organ believes that criminal responsibility should be investigated, it will file a case for investigation and investigate the training institution. Training loan generally means that training institutions cooperate with P2P peer-to-peer lending institutions to lend money to students, and the students repay in installments. Nowadays, recruitment companies (actually training institutions) often use recruitment websites to train job seekers in the form of recruitment. Directly report to the police, and all those suspected of fraud will be handed over to the judicial organs for handling, or take up legal weapons and go to court to prosecute the illegal acts of training institutions through facts to safeguard their own rights and interests. If there is an appeal, the parties can defend their rights through the following channels:

1. Report the case to the local police station, provide relevant certificates and explain the reasons, which will help solve the case.

2. Respond to the relevant departments, which are all manifestations of poor supervision and dereliction of duty of the administrative department for industry and commerce.

If the training institution has a routine loan, the victim can report it to the public security organ. If the public security organ believes that criminal responsibility should be investigated, it will file a case for investigation and investigate the training institution.

Legal analysis: Article 193rd of the Criminal Law of People's Republic of China (PRC) commits one of the following acts. Whoever defrauds a bank or other financial institution of loans for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; Fabricate false reasons such as introducing funds and projects.