1. How to calculate credit card points: China Merchants Bank's credit card consumption accumulated points, a single consumption of 20 RMB /2 USD 1 points. Car cards and city theme series gold cards accumulate 1 points for every 20 yuan or USD 2, and an extra 50% points are given (the points are rounded off), but the validity period is 3 years. YOUNG card youth master card and Sina Weibo credit card holders will get 1 times bonus for spending in the birthday month, with a maximum of 2,000 points.

2. Not all credit cards of China Merchants Bank have points. Generally, credit cards such as shopping malls, department stores, restaurants, hotel accommodation and travel have points. Consumption without points includes: online shopping, buying a house, buying a car, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, finance and other credit card websites that explicitly do not accumulate points.

3. In order to travel, play and shop, credit cards can be used to earn points, such as banquets and trips abroad.

Banks often cooperate with some designated merchants, where they can get multiple points by swiping their cards. The list of merchants designated by the bank can be found in the bank credit card official website.

5. In official website Bank, there are points discount activities all year round. For example, send points to change cards and send points in installments. You can always pay attention to the preferential activities in official website and double your points.