1, yes, provided that the number of overdue requests for personal credit information is generally no more than 6 times, and there cannot be three consecutive overdue requests.

2, the basic conditions of housing mortgage loan application:

1. The borrower has a set of private property houses with large property rights in Tianjin, and the property rights are clear and definite;

2. Housing types include individual houses, shops, apartments, villas, affordable housing, etc.;

3. The loan is mainly used for personal car purchase, decoration, travel, going abroad and purchasing furniture. ;

4. The borrower must be at least 18 years old, and the borrower's age+loan period shall not exceed 65 years old;

5. The basic requirement of housing area is more than 40 square meters, and the house age is 30 years;

6. If the property is mortgaged or mortgaged, you can directly apply for two mortgage without paying the final payment;

7. Households under the names of parents and relatives can also apply for mortgage loans, as long as the property owner agrees;

8. If the property owner is too old, it can be handled in the form of a tripartite mortgage loan;

9. Personal credit information that is overdue and dissatisfied can be successfully processed;