1, generally speaking, the attitude is generally good;

2. The service and related supporting measures are strictly regulated;

3. The store decoration is also good;

4. The people who handle business in the storefront are not too crowded and the waiting time is short;

The most important thing is that their business is cautious, so their customers' deposits are more secure.

Insufficient:

On the one hand, it is unwilling to make a profit. For example, all the regular interest rates of ICBC and some other banks have now increased by 20%. The Bank of Communications is not. There is a big difference between what the advertisement says and the actual situation. For example, it will not rise for five years, but it is not allowed to withdraw in advance for three years. What about the other side? You can't lose. In fact, as far as attitude is concerned, it is relative and superficial, and smart people will not take it seriously. A good attitude is just a good training and decoration. This is why the attitude is good in general, but the customer's failure to repay in time is an attitude of debt. The reason is that I dare not suffer. This may also be the reason why the facade of Bank of Communications is becoming less and less and more biased.

Bank of Communications was founded in 1908 (thirty-four years of Guangxu). It is one of the four largest banks in China and one of the early note-issuing banks in China. Bank of Communications insists that "development is the last word and the first priority; Quality is a hard constraint and the first responsibility; Benefit is a hard task and the first goal. " We always pay equal attention to business development and risk control, and implemented an incentive and restraint mechanism with economic capital performance appraisal as the core. Established a comprehensive risk management system; Promote the vertical transformation of organizational structure adjustment and business management; We have established a leading data concentration project in China. At the same time, according to the requirements of "mutual understanding and accommodation, mutual benefit, long-term cooperation and common development", the cooperation between Bank of Communications and HSBC is close and fruitful, and advanced concepts, technologies and products are constantly introduced, which has had a very positive impact on improving the management level of Bank of Communications. Quality financial services. Bank of Communications gives full play to its own advantages, constantly explores and innovates in the fields of financial products, financial instruments and financial system, and forms a business system with comprehensive product coverage and advanced scientific and technological means. Through the combination of "one-to-one" service of traditional outlets and all-round modern electronic service channels, we provide customers with comprehensive and thoughtful professional services such as corporate finance, private finance, international finance and intermediary business. Bank of Communications focuses on providing high-quality services to middle and high-end customers, and provides high value-added services and products to middle and high-end customers under the brands of "Ward Fortune" and "Bank of Communications Wealth Management" respectively. It owns a number of brand products represented by Waihuibao, Ward Wealth Account, Bank of Communications Wealth Account, Express Wealth, Pacific Card, National Unicom, Exhibition Unicom and Fund Supermarket, which enjoys a high reputation in the market and its market share is among the best in the industry. China Global Card, a Pacific dual-currency credit card launched in cooperation with strategic partner HSBC, has issued 7.77 million cards. In terms of comprehensive operation, Bank of Communications established Bank of Communications Schroeder Fund Management Company in cooperation with Schroeder Group, the world's top asset management company, in August 2005, which is one of the first banking fund companies in China. In 2007, Bank of Communications merged and reorganized Hubei International Trust and Investment Co., Ltd., initiated the establishment of Bank of Communications Financial Leasing Co., Ltd. with the approval of the regulatory authorities, and set up Bank of Communications International Holdings Co., Ltd. and its subsidiaries, Bank of Communications International Asia Co., Ltd., Bank of Communications International Securities Co., Ltd. and Bank of Communications International Asset Management Co., Ltd. in Hong Kong, making solid progress in the field of comprehensive operation. In 2008, Bank of Communications successfully invested in Changshu Rural Commercial Bank; Initiated the establishment of Dayi Bank of Communications and Xingmin Village Bank. In good financial condition. Seizing the favorable opportunity to enhance the brand and market image after the successful overseas listing, Bank of Communications has accelerated the pace of business expansion, fully demonstrated its operational vitality, developed its businesses in a healthy, rapid and coordinated manner, and its comprehensive strength has been increasing day by day, and its financial situation is at the leading level of its peers in China. By the end of 2008, the total assets of Bank of Communications were 2.68 trillion yuan; The capital adequacy ratio is13.47%; The average return on assets (ROAA) is1.19%; Average return on equity (ROAE) is 20.10%; The impaired loan ratio is 1.92%. In terms of total assets, Bank of Communications ranks 66th among the global 1000 big banks, and ranks 54th in tier-one capital. The profound cultural heritage has created the century-old glory of Bank of Communications and opened a new voyage. Bank of Communications is accelerating its strategic transformation and moving towards the goal of establishing a first-class publicly-held bank and the best wealth management bank! "Communication and accommodation, eternal integrity" is the common aspiration of Bank of Communications and you. Bank of Communications will make unremitting efforts to provide better services to customers, create more value for shareholders and make greater contributions to society!