We manage our finances according to the theory of 1: 1: 1. The first 1 can solve our daily expenses of food, clothing, housing and transportation, the second 1 can save money regularly, and the third 1 can consider investment and financial management.

First of all, we must clarify the purpose of financial management. That is how financial management can achieve a goal and result.

Secondly, given financial conditions, such as financial cycle, available funds, expected return value, etc.

Third, according to the current economic conditions, individuals simply combine: deposit+insurance+low-risk income wealth management products.

Deposit is a prerequisite and necessary condition in any case. Without deposits, there is basically no basis for investment and financial management. Insurance is an appropriate investment, mainly based on insurance protection, and the income is secondary. The main purpose is to prevent damage caused by possible future events.

No matter what kind of investment is risky, what we have to do is to control the risk, reduce the risk and get more benefits.

Investing should start with small funds and make profits step by step. .

If you are interested, you can talk to me and provide you with professional technical guidance.