Ping an is not a state-owned enterprise, and there is no restriction of state-owned enterprises. Ping An's total assets and profits have been far ahead, and one company accounts for half of the profits of the entire insurance industry. It shows that Ping An's international team is excellent and the insurance design is in line with the interests of customers. There are no redundant types of critical illness protection, such as mad cow disease and Ebola. Moreover, the insurance for adults and children is separate, and the insurance for adults will not have the serious illness that children will get, saving the premium for customers.
In fact, there is no need to entangle the contents of the terms. Many things are very professional. Only people who are proficient in medicine can understand that the so-called comparative analysis on the internet has no credibility at all, and it is a purposeful comparison with no fairness at all. Those eloquent remarks come from some self-righteous people who have never obtained a legal certificate in any medical field, or even studied medicine for a day or even participated in medical training. The so-called professional comparison of these people has no credibility at all. Do you think the roadside shoe repairman gave you a comparison between "acute myelomonocytic leukemia" and "acute monocytic leukemia"? Would you believe it?
As long as the insurance coverage is sufficient, the coverage of accidents, medical care, etc. Can be included, and the comparison of those so-called insurance types has no practical significance. Don't be misled, don't put the cart before the horse. As long as you think about it carefully, the entire insurance industry ranks first in terms of asset size, profit, brand value, premium growth and many rankings. They are all insurance products sold in the same market. How can Ping An Fu be inferior to other companies' products?
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.