Robo-advisor refers to a network virtual artificial intelligence product that provides financial advisory services by using modern portfolio theory, constructing data models through algorithms, and replacing traditional artificial investment consultants with artificial intelligence technology and network platform based on customers' own financial needs, asset status, risk tolerance, risk preference and other factors. Simply put, intelligent investment is to make a portfolio for users through artificial intelligence and portfolio theory (such as CAPM model). Today, with the in-depth development of internet finance, smart investment may become a key link affecting the allocation of "funds-assets". Financial big data processing data editing, data research, product assistant and other positions, complete macro, industry, listed companies and financial products related data collection, data cleaning, data storage, statistical summary, simple data report writing and other work. .

Dr. Dai Pengjie, an education expert in financial industry, explained the construction of financial intelligent investment and care system. Teacher Dai introduced the three characteristics of the financial intelligence investment certificate: the combination of practicality and operability, the combination of knowledge and skills and employment, and the cultivation of compound talents. At the same time, it introduces the way of learning and training, the way of obtaining certificates, and the construction of enterprises and schools. Zhang Chunhui, director of the Department of Finance and Economics of Beijing Vocational College of Electronic Technology, shared the benefits of student study permit. She believes that the certificate of "1+X intelligent investment grade certification" has three advantages: first, the training system is practical, which trains and reserves financial talents in higher vocational colleges according to the latest needs of financial institutions, and also points out the future employment direction for students in the financial field; Second, the certificate-related curriculum system is highly scientific, and the training system pays attention to the methodological analysis and explanation of innovative technical tools, inspiring students from knowledge to ability, from consciousness to skills, from thinking to behavior. Third, the certificate has a wide range of universality, not only for students majoring in finance, but also for any future students who are interested in financial career.