The first time I saved money, my family was not very rich since I was a child. I know money is hard to come by, and I can't spend it all. I had to spend it slowly for a rainy day, so I didn't spend all the money I earned for the first time. I don't remember how much is left. I have always had a sense of crisis, not for anything, but perhaps because I feel insecure.
The first time I saved money, I opened a passbook in the bank. I saved five yuan a month and sixty yuan a year.
When I got paid, I went to deposit it. At that time, it was 24 yuan a month, and I bought a meal ticket of 10 yuan, leaving 9 yuan in change.
Go home once a month, the ticket is one yuan and fifty cents, and you will buy two pounds of meat and two pounds of leeks. When I get home, I will ask my mother to take care of jiaozi.
At that time, there was no bonus. I saved 60 yuan in the New Year and felt very happy.
By the third year, the salary will be 34 yuan and 50 cents, and so on for many years.
At that time, I was cooking in the kitchen, and a portion was 20 cents, meat.
Usually very frugal, generally reluctant to spend money, are saving.
However, with a good-looking back, I will buy a bed and know how to save dowry.
With the money saved, I bought a 18 inch color TV when I got married. I bought it through the back door. I remember it was 1380 yuan.
At that time, saving five yuan started, and bank staff were not afraid of trouble.
It was in the early 1970s, when I was in the third grade of primary school, my classmates took a comic book "How Steel was Tempered (I)", which was very shabby and had no front cover and back cover. All the students in our class were anxious to see it, and then I traded the wooden pistol for this. Since then, I have the first book in my life. I took this comic book home, carefully glued the broken parts together, and glued a cover with kraft paper to read it carefully. There was no electricity at that time, and kerosene lamps were used for lighting. In the evening, under the dim light of kerosene lamps, while reading comic books, a young boy was deeply attracted by Paul. This cartoon is the first volume, and I want to read the second volume. One Saturday afternoon (when I had to go to school on Saturday morning), I sneaked into Xinhua Bookstore, where the commune was located five miles away from home. The waiter told me how steel was tempered (Part II) costs 36 cents. Then, I picked up waste paper all the way back, and when I got home, I put away my used waste exercise books and waste paper boxes at home. My mother asked me why I picked up waste paper. I told her that I wanted to buy the book, but my mother didn't say anything. I will continue to pick up waste paper. One Saturday afternoon, I went to the supply and marketing cooperative to sell the collected waste paper. Originally, it was 30 cents a catty, and I sold 20 cents 1 cent. I, my little hand with 2 1 minute, wandered outside the counter of Xinhua Bookstore for a while and went home disappointed. When I got home, my father was very unhappy and asked me what was wrong. I told my father that I didn't have enough money to buy books. My father touched my face with a calloused hand and said I'll give it to you tomorrow 1.40. Go buy it. Finally, I have a set of comic books about how steel is tempered. Since then, I like reading. As long as I have some money, I will buy books first. At that time, I was poor My father worked in the production team for a whole day and didn't get more than a dime until the end of the year. My father gave me money to buy books without hesitation. What a great love it is.
1970 graduated from university and joined the work. My salary of 53 yuan took about ten years, and it didn't rise gradually until the 1980s under the policy of increasing undergraduate salary ordered by the state. By the time 1994 retired, the basic salary was more than 200 yuan, and it was only after adding more than 500 yuan under various preferential policies that he officially retired. I didn't go to the bank in the first two years of my work. After I transferred back to Wuhan on 1977, around 1980, my children were watching TV at other people's homes, which I admired very much. In order to prevent children from watching TV in other people's homes, TV was a pity at that time. In order to prevent children from being discriminated against by others, I made up my mind to buy a TV. But at that time, our family's income was less than 100 yuan, and we had to raise five. So I saved it for three years from around 1980, and in the third year it was enough to buy a black and white 14 inch TV set, which was made in Xiangfan. On the first day, the whole family sat together and watched their own TV. It's really cool. Speaking of it, the driving force for my family to save money is the TV. Therefore, in the early days of reform and opening up, television was a great contributor to China's economic recovery.
The first time I robbed money was to pay tuition.
I remember a coincidence in 2006 that I was admitted to the contract system of government agencies. After deducting five insurances and one gold, my monthly salary was about 1800 yuan. I didn't realize the importance of academic qualifications until I entered government agencies and units. All the government agencies and units are full of talents, all of whom graduated from famous universities in 1985,211(civil service establishment), and their academic qualifications are only junior college.
Although I am only a contract worker outside the establishment, my job content is the same as that of a civil servant. It is the so-called different pay for equal work. To this end, I secretly made up my mind that I must take an undergraduate course. Because only the promotion of academic qualifications can enhance self-worth. Although the monthly salary is not much, it is only about 1.800, and you have to pay 1.000 households every month. 500 yuan pays the tuition, and 300 yuan is the change.
At that time, I was studying in a TV university, and the annual tuition was about 5,000 yuan. After two years of examination, I can get a bachelor's degree. This is how I saved money to get my undergraduate degree. Looking back now, I actually regret reporting to RTVU. The gold content of RTVU is not high, so it's easier to get in than to get out. Now I feel a little discriminated against when I jump ship with my TV University diploma. If I know, I should sign up for the self-study exam or the adult undergraduate course.
I first started saving money when I was 7 years old. At that time, every time my parents paid me, they gave me pocket money with a small amount of new tickets of 1, 5, 1 yuan. In addition, in order to encourage me to do housework, I was rewarded with 5 cents for cooking, 5 cents for sweeping the floor and 5 cents for washing dishes and washing clothes. In this way, my pocket money gradually accumulated.
However, at that time, I was always introverted, so I may be called social phobia now. I dare not talk to strangers, and I dare not go shopping alone when I was in junior high school, so my pocket money is rarely used and I have saved hundreds of dollars. And I also have the habit of keeping accounts, how much money I spent and how much money I earned, so that I can know where my money is spent. The general expenses are the small expenses that the school needs to pay, which are basically paid by itself, as well as parents' birthdays, so you can buy some small gifts for your parents.
In this way, my parents are very relieved. They thought I wouldn't spend money recklessly, so when I went to college, they called me for a year's tuition and living expenses. Plus I have a part-time job in college, and I still have a little savings after graduation.
Get into the habit of saving money, so that when you have an emergency, you won't be short of money, and you can buy what you like freely.
Saving money for the first time is because I like the feeling of saving money.
When I was a child, my elders gave me a lot of lucky money and pocket money.
I put the money in the piggy bank.
Take it out and count it if you have nothing to do. If I don't make money for several days in a row, I will feel very anxious and try my best to find money.
For example, I want pocket money, go out to play and keep looking at the land, want to find money, take the initiative to help my family do some housework and work, and then ask for some money.
Adults think it's fun. Give me some money after I finish my work.
Later, I went to wholesale some sorbet popsicles and sold them by car. I was only in grade one at that time. I'm not ashamed, but I think it's fun. My piggy bank can make more money.
Later, my father came to my grandmother's house to pick it up. When he found out about it, he gave me a beating. My father and I are also very unhappy.
After the fight, my father seldom let me come to grandma's house.
I think it's interesting to make money by selling sorbet. What's the shame? My dad said I didn't study hard and sell sorbet, so I wouldn't be ashamed to lose it.
I didn't understand what he said at that time anyway.
After being beaten, I was even more reluctant to spend the money I earned by selling sorbet. I remember it very clearly. I earned 26.6 yuan in 8 days, and I was very happy.
I now take 26 and 6 as my lucky numbers.
Later, I saved the change as soon as I had it.
By the time I went to college, I had saved more than 30 thousand.
Then my family brought me some more.
This is the money I used to pay the down payment on the house.
I save money for a simple hobby. It is especially satisfying to see that the amount of money is increasing every day.
I am a typical grandiose heart.
Ha ha laugh
In fact, since I was a child, I didn't particularly like spending money indiscriminately. The money given by adults is either given to the elders, or I save it to buy stationery, or I occasionally buy my favorite snacks, which may be related to the material conditions at that time.
Really have ideas and consciously save money, after work. At that time, I wanted to change to a better job and attend training courses to improve my ability, but I needed a lot of money, so I began to plan to save money. At that time, except for three meals a day and basic expenses, the rest could be kept in the card. Although the money was not fully invested in tuition in the end, it was lucky to save money and help the family solve some urgent needs.
As you get older, you will find that money is not only earned, but also saved. You have to deal with money everywhere in your life. As the saying goes, don't panic if you have surplus food at home. Saving money can accumulate the first bucket of gold. When you have the heart to achieve something, this first bucket of gold is the start-up capital; Saving money can resist the ubiquitous risks in life. Although money is not everything, it can also solve many practical problems. Saving money can promote the formation of a correct consumption concept. Keep what should be spent, and keep what should not be spent. Isn't it a happy thing to watch the numbers on the bank card get bigger every month?
After all, saving money can leave a certain retreat for yourself. If we can make money, save money and spend money, we will be one step closer to realizing financial freedom at an early date. Come on!
I remember the first time I saved money when I was a child. I especially envy others having a game machine, so I tried my best to save money and finally bought it. I am very happy! [yi tooth]