1. Different product types: BOC e-installment is a consumer finance product launched by Bank of China, aiming at providing installment payment services for cardholders. Allow cardholders to spread large amounts of consumption over multiple months for repayment. BOC E-loan is a personal loan product launched by China Bank, which provides loan services to eligible customers to meet their personal financial needs.

2. Different uses: BOC e installment is mainly used for credit card holders to choose to repay large-scale consumption by installment when spending, thus reducing the pressure of one-time payment. Suitable for shopping, tourism, education and training and other consumption scenarios. BOC E-loan can be used for various scenarios of personal capital needs, such as car purchase, decoration, tourism, education and so on.

3. Different repayment methods: BOC E repays in installments by credit card every month, and the installment amount is included in the repayment credit card bill. BOC E-loan will be repaid by equal monthly principal and interest repayment or other agreed repayment methods, and will be repaid on schedule as agreed in the loan contract.