You can ask your mother to use you to complete the old-age insurance plan, because you are younger than your mother and have an advantage in age, so the premium will be cheaper. When the insurance is in your hands, your mother will receive an annuity, which is better. You can continue to receive it after your mother receives it. In China Pacific Life Insurance Company, Hong Xin Life Insurance, a savings insurance, was launched on June 20 10/day; You can go to Youku video website, search for Hong Xin's life, and check the explanation in the red cover PPT; Hong Xin lifetime security benefits: 1. Blessing money: after the policy takes effect, you will receive 9% of the insured amount every year, that is, the survival money, and the first survival money will be returned before the policy takes effect; 2. Birthday payment: The insured will get the premium as a birthday payment when he is 70 years old. 3. Death payment: if you die before the age of 70, pay the greater of the premium and cash value; If he dies after the age of 70, he will pay the higher of the insurance amount and the cash value. You can email me, cpic.mazheng@foxmail.com will tell me the details, and I will make a plan for you.

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