Process of using medical insurance card in different places:

1. When you go to a designated hospital for medical treatment, you can show your medical insurance card to prove your enrollment and registration. Individuals do not need to pay first and then reimburse, and can directly settle the medical insurance reimbursement with medical insurance and hospitals. Only when the account is settled can the self-funded part be paid with the balance of the medical insurance card or cash. ?

2. There is a deductible line for hospitalization reimbursement (the deductible line standard is generally 10% of the average annual salary of employees in the city last year), which means that you need to pay the deductible line yourself, and the part that exceeds the deductible line can be reimbursed according to local medical insurance regulations. The reimbursement rate varies from place to place, and different projects in different hospitals are different, about 80%.

3. The general process is as follows: holding the medical insurance manual and IC card-going to the hospital medical insurance office to register-reviewing the card-paying the hospitalization deposit-hospitalization-self-funded items are agreed and signed by the patient-paying the deductible standard and self-paid proportion with cash or IC card-paying the expenses in advance by the hospital within the overall scope-settling and discharging. Hospitalization expenses are settled by post-paid service items.

Extended data:

How to use the medical insurance card:

1. Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money. ?

2. Inquire about the balance of medical insurance card: Insured employees can inquire about the balance by telephone, or at the Bank Savings Office of China or the designated hospitals and pharmacies in the urban area. You can also log in to the social security inquiry system online. ?

3. Inquiry of medical insurance card transaction: Insured employees can print medical insurance card transaction records, including personal account payment records and consumption records, at China Bank Savings Office with their ID cards and medical insurance requirements. If you have any questions about the transaction records, you can go to the retail business department of Bank of China. ?

4. Medical insurance card password: The insured employees can change their passwords by phone or bring their ID cards to the Bank of China Savings Office. If the insured employee forgets his password, he can report the loss of the original password with his ID card to China Bank Savings Office and change it. ?

5. Custody of medical insurance card: Insured employees should keep the medical insurance card properly. If they accidentally lose it, please immediately issue a letter of proof to the unit and stamp it in the medical insurance office for confirmation. Then, they will take their ID cards to China Bank Savings Office to report the loss and go through the formalities. After 7 days, they can get a new card.

People's Daily Online-Guangzhou Qingyuan signed a framework agreement on assistance and cooperation to promote the universal settlement of medical insurance cards.

? Baidu encyclopedia-social medical insurance card