Rural social cooperative medical insurance is a new rural cooperative medical system, referred to as the new rural cooperative medical system, which has been merged with urban residents' medical care and is called urban and rural residents' medical insurance.

The main functions are as follows:

First, the settlement is more convenient, and now there is no need to advance medical expenses. Before the merger, the hospitalization expenses of rural residents need to be paid in advance and reimbursed locally after discharge. Now, like urban and rural residents, you can take a card for medical treatment and settle hospitalization expenses in real time.

Second, it is more convenient to seek medical treatment in different places without running back and forth. After the integration of urban and rural medical insurance and the opening of the new social security card, it is more convenient for rural residents to see a doctor. You don't need to run back and forth, you can also reimburse in real time, as long as you give your personal part.

Third, there are many medical benefits and you can enjoy more medical resources. After the merger, there will be no distinction between urban and rural areas, and farmers will also enjoy the same medical resources as urban hukou and the same treatment as urban people.

At the same time, the scope of medical insurance drugs has increased, and the list of medical insurance drugs has expanded, especially for rural residents.

However, although social medical insurance has many advantages, it still has great limitations in the proportion of reimbursement and the scope of medication. For example, it is impossible to reimburse all medical expenses, only a part.

Therefore, on the basis of social medical insurance, commercial insurance can be purchased as a supplement if conditions permit.