Fund is an investment tool composed of multiple investors, managed and invested by professional fund managers. The fund has a wide range of investments, including stocks, bonds, futures, foreign exchange and other investment varieties. The income and risk of fund investment are managed and decided by the fund manager. So where can I learn the basics of the fund? This article will elaborate from the following three aspects.
First, the way to learn the basic knowledge of the fund
1. Network information: At present, there is a lot of information about funds on the Internet, including the introduction of fund types, fund companies and fund managers, as well as the risks and strategies of fund investment. Relevant information can be obtained through search engines or financial websites.
2. Financial books: Books in the financial field generally cover the relevant knowledge of investment tools such as funds, and you can choose classic works or newly published books to study.
3. Financial institutions: major banks, securities companies, fund companies and other financial institutions will also provide relevant training or courses on fund investment. You can consult through official website or go to relevant institutions.
Second, the basic concept of the fund
1. fund types: according to the different investment targets and investment methods, funds can be divided into stock funds, bond funds, hybrid funds, monetary funds, QDII funds and other types.
2. Fund companies: Fund companies are institutions that manage funds, and fund managers generally make investment decisions and management. At present, there are many well-known fund companies in China, such as Huitianfu, Yifangda and Huaxia Fund.
3. Fund manager: a professional who is responsible for managing and making decisions on fund investment, generally with high financial knowledge and experience. The ability and experience of fund managers have a great influence on the investment income of funds.
Three. Matters needing attention in fund investment
1. Risk assessment: Before investing, you should know the risk rating and historical income of the fund, and make full risk assessment and income expectation.
2. Diversified investment: Don't concentrate all your funds on the same fund, but make reasonable asset allocation and diversified investment.
3. Investment cycle: Fund investment needs to be held for a long time, so don't sell it easily or adjust the portfolio frequently.
The basic knowledge of learning fund is the premise and foundation of investment, which can be learned and understood through various channels. In fund investment, we need to pay attention to risk assessment, diversification and investment cycle in order to obtain more stable investment income.