The "certificate" here refers to the insurance agent certificate, and only those who sell insurance need to take the exam!

If you are a personnel specialist, you say you take the human resources exam. Why do you want to take this test?

Believe me, I used to be an insurance salesman!

Also, training fees should not be charged! If I give you a deposit slip, it will be a deposit, which will be refunded after resignation. If not, it will be even worse! The CIRC stipulates that you can't charge any fees at will! The books for the exam are all paid voluntarily! And a book is only a few tens of dollars! There is no need to ask you for 200 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.