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20 19 ping an insurance pre-job examination questions
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1. Among various contract forms, a contract in which both parties enjoy rights and assume obligations is called (). A. paid contract B. bilateral contract C. lucky contract D. attached contract answer: B.

2, the following types of insurance, insurance can not have insurable interest, but in claims, the insured must have insurable interest in the subject matter of insurance is (). A. Life insurance B. personal accident insurance C. Health insurance

D. marine cargo insurance answer: D.

3, traffic accidents and casualties caused by slippery roads caused by snow, snow in this incident belongs to (). A. dynamic risk B. risk factors C. risk accidents D. technical risk answer: B.

4. In the practice of health insurance, the insurer shall stipulate a waiting period (or observation period) for the insured who applies for health insurance for the first time. The reasonable basis for the insurer to make this provision is ().

A the illness of the insured during the observation period is presumed to have existed before the insurance. B the illness of the insured during the observation period is presumed to have just occurred after the insurance. C diseases of the insured after the observation period are presumed to exist during the observation period. D the disease of the insured after the observation period is presumed to have just occurred after the observation period. Answer: C.

5. As far as the insurance period of life insurance is concerned, the characteristics of life insurance contracts, especially life insurance contracts, are (). A. long-term B. short-term C. temporary D. variability is the answer: a.

6, () refers to the interpretation of administrative regulations and departmental rules formulated by the highest administrative organ of the state and its competent departments according to the Constitution and laws. A. Legislative interpretation B. Judicial interpretation C. Administrative interpretation D. Arbitration interpretation Answer: C.

7. Article 13 of the Insurance Law of People's Republic of China (PRC) stipulates: "An insurance contract established according to law shall take effect upon its establishment. () The validity of a contract may be subject to conditions or time limits. " A. policyholder and insurer B. insurer and insured C. policyholder and beneficiary

D. the applicant and the insured answer: a.

8, the main body of insurance agency behavior is (). A. Insured B. Insured C. Insurance agent D. Insurance company Answer: C.

9, the characteristics of professional ethics does not include (). A. professional ethics has distinct professional characteristics. B. professional ethics has obvious characteristics of the times. C. professional ethics is a kind of practical ethics. D. professional ethics is characterized by decentralization and diversification. Answer: D.

10 According to the different insurance clauses (), insurance clauses can be divided into two categories: basic clauses and additional clauses. A. Scope B. Theme C. Nature

D. the degree of restraint on the parties answer: C.

1 1. From an economic point of view, it is very effective for insurance to share accidents and provide economic security () A. Loss suppression B. Financial arrangements