Application conditions: 1, college students, college students who graduated within two years; 2. College degree or above; College students' entrepreneurial loan

3. 18 years old or older. Application process: 1. Accept. The applicant applies to the management service center of the College Students Pioneer Park, and submits relevant application materials, and the management service center of the College Students Pioneer Park conducts preliminary examination; 2. review. The personnel bureau, in conjunction with the Finance Bureau and other relevant departments, will review the information of the object of applying for commercial loan discount according to factors such as industry orientation, enterprise scale, employment number, registered capital, profits and taxes, and verify the discount amount; 3. publicity. The commercial loan discount object and discount amount approved by the review shall be publicized by the Personnel Bureau and the unit or community where the applicant belongs, and the publicity period shall be 5 working days; 4. approval. If there is no objection after publicity, the Personnel Bureau will issue a notice of approval; 5. payment. According to the reply notice, after the discount object provides the interest payment certificate, the Finance Bureau will allocate funds from the special fund to support college students' self-employment. 6. The serial number, name and description of the application materials for college students' entrepreneurial loans.

1 The application form for college students' entrepreneurship assistance (commercial loan discount) is in triplicate, and an electronic document is prepared.

2. 1 copy of "Information Form for College Students Entrepreneurial Enterprise Personnel"

3. 1 copy of "Application for Venture Capital of College Students"

4 1 Copy of corporate ID card, household registration book or household registration certificate, graduation certificate (student ID card)/

5 1 Copy of business license, tax registration certificate and organization code certificate/

6 Copy of capital verification report issued by accounting firm 1 copy/

7 loan contracts 1 copy/

8 Copy of Articles of Association 1 copy/

9 65,438+0 copies of technical cooperation agreements, patent certificates and patent application acceptance notices. If necessary, it may not be submitted.

10 copies of relevant award certificates, etc. 1 each copy.

1 1 letters of recommendation from tutors or venture capitalists, venture capital institutions and related enterprises, each 1.

Edit the application materials in this paragraph:

1, identification; 2. Students need to provide student ID cards and transcripts; College students' entrepreneurial loan consultation III. Graduates need to provide diplomas and degree certificates; 4. Checklist of frequently used bankbooks or bank cards in the past 6 months; 5. Other credit certificates (if any): certificate of scholarship, certificate of class cadres, certificate of community activities, certificate of various honors/social rewards, such as blood donation and voluntary teaching. And: (1) the identity documents (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status of college students' entrepreneurial loan applicants and their spouses; (2) Proof of repayment ability such as personal or family income and property status of college students' entrepreneurial loan applicants; (3) the business license of the applicant for college students' entrepreneurial loan and the business license of related industries, as well as relevant agreements, contracts or other materials in the use of loans; (4) Guarantee materials for college students' entrepreneurial loan applicants: the ownership certificate and list of collateral or pledge, the certificate that the authorized disposition agrees to mortgage (pledge), and the appraisal report of mortgage (pledge) issued by the appraisal department recognized by the bank.

Edit the business characteristics of this paragraph.

1. Credit is related to the loan amount. 2. Enjoy low-cost loans. 3. The repayment period is diversified.

Edit the loan requirements in this paragraph:

(1) The applicant for college students' entrepreneurial loan has reached the age of 18, and has a valid identity certificate and a legal residence certificate at the place where the loan bank is located, and has a fixed residence or business premises; (2) Applicants for college students' entrepreneurial loans hold business licenses issued by the administrative department for industry and commerce and business licenses of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest; (3) Some of the investment projects of college students' entrepreneurial loan applicants have their own funds; (4) The use of college students' entrepreneurial loans conforms to the relevant national laws and bank credit policies, and it is not allowed to be used for equity investment; (5) Open a settlement account in a bank, and the operating income will be settled by the bank.

To edit this process:

1. Please consult the Banking Department for matters related to college students' business application for loans; 2. The procedure for obtaining the business license is as follows: (1) Get the registration form from the registration hall of the Municipal Administration for Industry and Commerce and the county industrial and commercial bureaus. (2) Apply to the registration authority for pre-approval and registration of the company name; (3) Fill in the company registration form and submit the capital verification report, articles of association and site certificate, and submit an application for company registration to the registration authority.

Edit this loan channel:

There are three main ways for college students to apply for business start-up loans: directly applying for loans from banks, applying for discount loans for small and medium-sized science and technology enterprises, and using new technological achievements or intellectual property rights and patents as security loans. However, because banks are very strict in examining personal loan applications, especially paying attention to borrowers' repayment ability, and college students have just started their own businesses, it is difficult for them to obtain the loans they need. College students are advised not to apply for loans in the first way.