Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees. The following is an introduction to how to apply for the U shield of the provident fund for your reference only, and I hope it will help you!

How to handle the provident fund U shield?

Only the provident fund deposit unit will use U shield to complete the monthly provident fund business and deposit work on the client platform dedicated to provident fund business.

1. Depositors can apply for U shield in the following two ways.

One is to explain the operation mode of the provident fund system to the unit managers in the form of lectures in the training institutions designated and entrusted by the provident fund management center. Final application unit U shield

In the second method, the unit manager needs to go to the website of the Provident Fund Management Center and the unit member area to obtain the video password, learn the operation of the Provident Fund system online and apply for a U shield after passing the examination.

Second, using U shield to operate the provident fund business can reduce the trouble of queuing up at the bank to remit the provident fund every month, save time, improve work efficiency, and keep abreast of the provident fund deposit policy and related policies and regulations.

3. At present, the cities that have used U Shield to handle the unit provident fund business on the client platform mainly include: Shanghai, Nanjing, Beijing, Tianjin, Shenzhen, Guangzhou and other regions and municipalities directly under the central government.

Expansion: How does Yiyang use U shield online banking to pay housing provident fund?

Payment method of housing provident fund:

The deposit ratio of employees and unit housing provident fund shall not be 0.5% of the average monthly salary of employees in the previous year;

Conditional cities can appropriately increase the deposit ratio;

The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee and submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels;

The monthly deposit base of urban individual industrial and commercial households and freelancers' housing provident fund is calculated in principle according to the average monthly tax revenue of the depositor in the previous year;

If the unit fails to pay or underpays the housing provident fund within the time limit, the housing provident fund management center shall order it to pay within a time limit;

If the deposit is not made within the time limit, it may apply to the people's court for compulsory execution.

Overview of u shield

In 2003, China Industrial and Commercial Bank launched and obtained the national patent customer certificate U Shield, which is an advanced security tool provided by China Industrial and Commercial Bank for online banking. It is like a USB flash drive, like a shield, always protecting the safety of online banking funds.

The function of U shield

The function of U shield

From a technical point of view, U shield is a tool for electronic signature and digital authentication of online banking. It has a built-in micro smart card processor, and uses 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions.

● The transaction is safer.

With U shield, you don't have to worry about hackers, fake websites, Trojan viruses and other risks. When you do online banking. U shield can ensure the safety of your online banking funds.

Customers who use login password and payment password need to protect your card number and their own password when handling online banking external payment business, ensure that the computer that logs in online banking is safe and reliable, update anti-virus software regularly, download patches in time, do not open unknown programs, games and emails casually, and maintain good online habits; If you can't do it at all, don't worry, using U shield is your best choice. As long as your login card number, login password, U shield and U shield password are not disclosed to one person at the same time, you can safely use online banking.

In addition to U shield, ICBC has also introduced a series of security measures: alias login (different from the custom login method of traditional account login), double password control of login password and payment password, and payment amount control to ensure customer safety; Identify and prevent counterfeit bank websites through website verification, website certificate verification (click on the "encryption lock" diagram at the lower right of ICBC website) and reserved information verification.

● Payment is more convenient.

With U Shield, you can easily transfer money, remit money, pay and shop online, without being limited by various payment quotas.

● More comprehensive functions

With U Shield, you can sign personal financial agreements through online banking and enjoy our unique financial services.

● More diversified services.

With the U-Shield, you can also bind the U-Shield of ICBC to Alipay account, and use the U-Shield to authenticate your login to Alipay, thus ensuring the security of your Alipay account.

In order to help netizens guard against online payment risks and promote the development of e-commerce industry, China Industrial and Commercial Bank cooperated with Alipay, a subsidiary of Alibaba, to launch a digital certificate sharing project. After the customer binds the ICBC U-Shield to Alipay account, he must insert the ICBC U-Shield and log in to Alipay before he can make payment, cash withdrawal and recharge. Customers can only query Alipay without using ICBC U shield. Therefore, Alipay customers only need to bind ICBC U shield. Even if the account number and password are accidentally leaked, as long as the ICBC U shield is in hand, the account funds can still be guaranteed to "sit back and relax".

Application and use of U shield

As long as they are ICBC's personal online banking customers, they can apply for U shield by bringing their valid certificates and peony cards used when registering online banking to ICBC outlets. There are three steps to using U shield:

Step 1: Install the driver

If it is the first time for you to use personal online banking on your computer, please refer to ICBC's personal online banking system setup guide, adjust the computer settings first, and then install the U shield driver. Drivers of different brands of U Shield can only be used in this brand. If you want to install by CD, please run the U Shield CD and select "System Upgrade" on the main installation page. The system will automatically detect and prompt you to install the patch. After installing the patch, please select "Driver Installation" to install the U shield driver.

Step 2: Download certificate information

After applying for the U-Shield, you can entrust the teller at ICBC outlets to assist you in downloading your personal ID information into the U-Shield, or you can log in to ICBC's personal online banking and enter "Customer Service-Personal Customer ID Self-Download" to complete the ID information download. Please make sure that the U shield is connected to the USB interface of the computer before downloading. If download is unsuccessful, please go to the counter.

Step 3: Use the U shield happily.

After logging in to personal online banking, if you need to handle external payment services such as transfer, remittance and payment, you only need to insert the U shield into the USB interface of the computer according to the system prompt, enter the U shield password and verify it by the banking system, and you can complete the payment service.

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