If the online loan does not go to the personal account and training institution, it will not be prosecuted by the online loan company. Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. Online lending companies lend money, whether to individuals or training institutions, in order to earn interest. As long as it can repay the loan on time, it will not be sued by the online loan company.