When we are inspired by something, we should immediately record it and write down an experience, which can help us analyze the cause of the problem and find a solution to it. So how can we write our own experiences and infect readers? The following is a 500-word model essay on my bank compliance experience (selected 6 articles), which is for your reference only and I hope it can help you.
Bank Compliance Experience 1 "Without rules, there would be no Fiona Fang". The system exists not only to restrain our behavior, but also to ensure our normal and orderly work. As front-line employees, we should consciously join the compliance construction and achieve compliance operation. In employee behavior management, I should start from the following three aspects:
First, understand the compliance system. System is the foundation of our work, and compliance system is the focus of our daily work. First of all, I need to know which of my actions are legal, which are illegal, which can be done and which can't be done, so that I can work normally. Supervisor He is appointed to explain the compliance system to us frequently, study the compliance system, conduct study and discussion, strengthen our understanding of the compliance system, and ensure that we work under the compliance framework.
Second, comply with compliance operations. Compliance management is the professional bottom line that we must adhere to when handling business. An improper operation may bring incalculable losses, and a slight negligence will bring harm to outlets and customers. For example, the Chizi and CITIC Bank incidents, which caused heated discussion in the society before, were extremely small illegal operation of customer details inquiry, which caused reputation risk and serious losses. This warns us that in the process of handling business, we must adhere to the compliance operation, do not be selfish, and do not report luck. For example, if a customer needs to show his/her ID card, he/she must verify the ID card and himself/herself, and shall not handle related business for the customer in violation of regulations without an ID card; If it is not handled by me, the agent information must be reviewed; Minors need guardians to represent them.
Third, we should consciously become a member of the compliance builder. In the good atmosphere of Behavior Management Year, our new employees should seize the opportunity, learn all kinds of compliance knowledge, grasp compliance risks, provide support for our future compliance business, and become builders and practitioners of compliance culture.
Bank Compliance Experience On the morning of May 22, Anlu Rural Commercial Bank held an executive meeting to convey and implement the spirit of the meeting of "Keeping Rules and Preventing Risks and Building a Compliance Bank" of the Provincial Association, and members of the family team and middle-level cadres of the government attended the meeting.
The meeting first studied the speech made by Li Yahua, chairman of the Provincial Association, at the meeting of "Keeping Rules and Preventing Risks and Building a Compliance Bank" of the rural commercial banks in the province. The meeting pointed out that it is of great significance to hold a seminar in Hong 'an, which is the need to fully implement the central government's spirit of safeguarding national financial security, the need for the provincial party committee and the provincial government to do a good job in financial security, the need for the central government and the provincial party committee to strengthen party building in state-owned enterprises, the need to fully implement regulatory measures, and the need to fully implement the work arrangements of the provincial party committee.
The meeting demanded that every worker and leading cadre in party member, especially in party member, should strictly abide by political rules, organizational rules, work rules, honest rules and moral rules. Vigorously prevent and control credit risk, market risk, operational risk, liquidity risk, case risk, shareholder risk and reputation risk.
Finally, Wang Yibin, chairman of Anlu Rural Commercial Bank, put forward five requirements for the specific implementation of the spirit of Chairman Li Yahua's speech: First, quickly spread the spirit of the meeting of the Provincial Association to every employee and organize all employees to learn. Second, deposits should always maintain a certain market share and intensify efforts to increase and stabilize deposits. Third, loan access should be strictly controlled, not lacking. Fourth, take various measures to resolve the loan risk. Fifth, the loan authority should be dynamically adjusted. Fifth, strengthen the guarantee and appropriately reduce the loan interest rate for enterprises with operational difficulties.
Banking compliance experience 3 Comrade Qu, business department of China Industrial and Commercial Bank Zhenjiang Dantu Sub-branch, engaged in counter work 18 years. Just like countless female employees of ICBC, her face shows the vitality of women. She takes the three-foot counter as her powerful position, delivers it to every user with sincere, high-quality and efficient service, and strictly regulates herself with compliance operation, forming a bright future. Her annual business volume is among the best in the branch, and there is no risk accident. Won the personal honorary title of "Compliance Model" of the provincial branch, and is a well-deserved compliance model and an example to learn from.
Every quarter, Qu's personal business volume is always among the best in the sub-branch, and all her assessment indicators can be exceeded. She often comes to the outlets early, prepares necessary seals and certificates for daily work, and receives guests with full and enthusiastic service while the doors of outlets are open. For business difficulties, she can always solve them patiently and give users a satisfactory answer; She can ban banks, arm herself with advanced internal control mechanism, and apply for business in compliance and efficiency. At the same time, for new employees, she guides new students' business skills, teaches them business and compliance knowledge, and improves their business ability.
She regards her post as a "screw" to ensure personal development and ICBC development. It is these small screws that can ensure the high-speed operation of this "big machine" of ICBC. In the fierce competition wave of the silver industry, it is inseparable from the diligence and dedication of every post.
She summed up her work experience as the pursuit of "Tao" and "morality": "Tao" refers to the way of working. Without proper channels, you will lose your way. Only by aiming at the direction, finding the right position, operating in compliance, loving one's job and doing a good job in a down-to-earth manner can we provide impetus for the prosperity of ICBC. "Virtue" refers to her work attitude. She never regards her post as a "paid" job, but takes it seriously and devotes herself diligently. She wins the trust of users with excellent service, wins the recognition of friends with excellent performance, and strives to become a model of compliance with strict operation. Her excellent service and meticulous operation have been highly recognized and won the honor of advanced individual in municipal service in 20 16.
Experience of bank compliance 4 Now everyone is advocating compliance, so how to define compliance?
As a banker, you should adhere to the compliance requirements such as "abiding by morality", "obeying discipline and law", "being diligent and conscientious", "keeping secrets" and "fair competition".
Every employee should take legal compliance management as the basic standard, take the initiative to comply, create a strong compliance atmosphere, and make compliance a part of corporate culture. Every employee should master the rules and regulations related to his/her job responsibilities, and actively identify and solve compliance risks. Every employee should earnestly undertake the compliance responsibility corresponding to his post and be responsible for the compliance of his post management activities.
First, we must cultivate compliance awareness, correct business thinking, and grasp compliance culture education. It is necessary to fully understand the harmfulness of illegal operation, correctly balance the relationship between market development, risk prevention and compliance operation, do a good job in internal control and case prevention, resolutely stop the signs of illegal operation in time, and avoid the formation of major risks. Pay close attention to compliance culture education, strengthen business knowledge learning, raise awareness of compliance management, carry out warning education activities, and establish a compliance culture in which compliance is everyone's responsibility, compliance creates value, and compliance is active. At the same time, strengthen the inspection and supervision of branches, carry out risk investigation around key work, and once illegal operations or potential risks are found, we should be seriously accountable, urge rectification and prevent operational risks.
Second, grasp the implementation of rules and regulations. Before the implementation of rules and regulations, we must first have a sound rules and regulations mechanism. In enterprise management activities, rules and regulations are the first, and there must be rules and regulations. Only in enterprise management activities can there be standards for implementation. Secondly, employees should consciously adopt compliant behaviors and means. Sometimes it's not the lack of rules and regulations in our work, but the ineffective implementation of rules and regulations, and the failure to really integrate our rules and regulations into our business work. With the rules and regulations, we should also have the awareness of actively observing the rules and regulations, and gradually develop the habit of actively preventing and controlling risks in our work, which is also the focus of case prevention and control.
Compliance management is everyone's responsibility to create value. In order to avoid property loss and reputation loss, compliance management is inevitable.
Bank compliance experience 5 The key to the good development of an industry lies in employing people. If the employment is improper, and the strict rules and regulations are formulated and implemented improperly, everything is equal to zero. Therefore, this requires all employees of our financial institutions to establish a sense of compliance with the law. Correct your thoughts. Be strict with yourself at work and do everything according to regulations.
As we all know, banks are a special industry, dealing with money all day, so they will certainly face all kinds of temptations in practical work. In this way, how to avoid crimes caused by these temptations has become a compulsory course for every BOC employee. We still have a long way to go to reduce the occurrence of financial crimes.
As employees of BOC, they should not only have certain business knowledge and ability, but also have a sense of "awe" in the law; We should not only know the law, but also obey it. In daily work, on the one hand, we should start with putting an end to every detail mistake and mistake in our work, "don't do small evils and don't allow small mistakes", and implement the concept of operating according to law in every post, employee and job. On the other hand, we should adhere to the "compliance premise", regard compliance as the premise of all business operations, internal control and innovative development, and truly make the "compliance spirit" permeate every link of operation and management and become an important part of bank corporate culture.
If you don't follow the rules, you can't be Fiona Fang. Law is the "minimum rule" that we should abide by. It is not enough to "know the law", but also to "respect and fear the law" in order to "walk by the river often and not get wet" Of course, the highest realm is still based on the "spirit of rule of law" and the "spirit of compliance" based on compliance.
In my future work, I will always keep in mind the rules and regulations of our bank, keep a high degree of vigilance, and let my career have a perfect ending.
Banking compliance experience. Through in-depth study of President Tian's speech at the authorized personnel training meeting and case analysis, combined with the documents left over from the previous overseas inspection, it is found that our ideological understanding in our work is not in place, the work measures are not detailed and implemented, and there are still defects in internal control management. We are not sensitive enough to risk issues, not strong enough to expose risk cases, and not strong enough to deal with and respond to emergencies. We should deeply reflect on these aspects.
Through this training, I realized that we must always keep a clear understanding in our work and not take it lightly. It is necessary to further enhance the sense of crisis, enhance the sensitivity and foresight to new situations and new problems, abandon all kinds of paralyzed thoughts and misconceptions, and always be vigilant to effectively curb the occurrence of various risk cases. In particular, the typical case analysis in the second part has a strong shock to me. I abide by the internal control system in an exemplary manner, not only caring about myself, but also being responsible for others. It is necessary to carry out in-depth and lasting risk prevention training, so that every employee can consciously pay attention to it in thought and action. It is necessary to strengthen the implementation of various internal control systems and fundamentally put an end to violations of discipline within employees. At the same time, it is necessary to establish and improve various rules and regulations, be familiar with and master the requirements of rules and regulations, improve their comprehensive quality and analytical ability, and earnestly perform their duties. While strengthening the system construction, we should also pay attention to the prevention of employees' moral hazard and strictly operate the process to eliminate all kinds of hidden dangers that induce cases in the bud.