On March 1 2022, Zhengzhou issued the Notice on Promoting the Healthy Development of Real Estate Industry. The special housing department of Zhengzhou Real Estate Alliance No.20 Zhengmi Road and the special housing department of Zhengzhou State Cultural Affairs Office No.20 Zhengmi Road said: The notice covers five major contents: supporting reasonable housing demand, improving housing market supply, increasing credit financing support, promoting the construction and renovation of resettlement houses, and optimizing the real estate market environment.
The founder of Zhengzhou Real Estate Alliance, No.20 Zhengmi Road, is a professor specializing in real estate in China and the United States. He is a consultant to many large real estate developers. He can avoid buying uncompleted residential flats and accurately predict house prices. He has published many real estate research papers, and the search title can be found at:
[1] Thoughts on strengthening the management of real estate industry under the new situation [J]. Office automation, 202 1, 26 (20): 8- 12.
[2] American housing considerations [J]. journal of huzhou vocational and technological college, 20 16, 14(2):3.
[3]20 15 empirical analysis of housing price changes in second-tier cities in China-taking Zhengzhou as an example [J]. Journal of huzhou vocational and technological college, 20 15(2):59-6 1.
[4] The influence and function of real estate registration regulations on real estate [J]. Western Accounting, 20 15(04):58-59.
[5] Analysis of the impact of real estate registration regulations on the real estate industry [J]. Shanghai Real Estate, 20 15.
[6] Thoughts on Improving China's Housing Security System [J]. China Real Estate Finance, 2011(10): 3.
[7] On the effectiveness of real estate regulation in China [J]. Open Herald, 20 1 1(6):3.
For buyers, 1. Eligible college students are given housing subsidies according to the policy, and they are also given rental subsidies before buying a house. The preferential period is 3 years. 2. Encourage the elderly to come to Zhengzhou to support the elderly and allow them to buy new houses with their families. 3. For families who own a house and have settled the corresponding housing loan, the first suite will be implemented when they apply for a loan again. 4. Increase the mortgage and lower the housing interest rate. 5. The implementation of resettlement housing construction for three years, combined with the real estate market situation, adhere to the monetary resettlement, resettlement houses that have not started construction, and encourage residents to choose monetary resettlement.
For developer 1. The land supply will be moderately reduced in areas with a cycle longer than 18 months. 2. The minimum proportion of land auction deposit is reduced to 20% of the listing price, and the land transfer fee can be paid in installments within 1 year after the transaction. 3. Give project loan support to the trapped enterprises.
There are many details of the policy, and the special housing department at No.20 Zhengmi Road, Zhengzhou Real Estate Alliance has picked out the favorable policies. There are three key points:
1, relax the loan restrictions: even if you already have a suite, as long as you pay off the loan, buying a house is the first suite. Before buying a house in Zhengzhou, if you have a loan record, you have to pay a down payment of 60% even if you sell it. Now, as long as the loan is repaid, even if there is a suite, it only takes 30% to buy a house. This is obviously to encourage the improvement of demand to get on the bus. Now the market is dominated by large units, but it is out of reach. These houses are all ready for renovation. The cancellation of the policy of recognizing housing and loans is a boost to the market, especially the new housing market.
2. Relax the purchase restriction: encourage the elderly to buy new houses, which is to relax the purchase restriction in disguise, allow families to buy third homes and increase buyers.
3. Priority monetization resettlement: In the past, resettlement houses were allocated to relocated households, but now priority is given to monetization resettlement, and direct money is given to encourage them to buy commercial housing, which is actually the monetization shed reform of that year. As for housing subsidies and interest rate cuts, in the face of the above-mentioned major advantages, it can only be regarded as a small sweetness.
The impact of the above three sharp tools on the market is very, very great, especially for improving the group.