Zhang Qiulin, Master of Finance, MPA of Economic and Financial Policy Management. Graduated from China Renmin University and Columbia University. He is currently the assistant to the general manager of the retail banking department of CITIC Bank. He used to be General Manager of Private Banking Department of CITIC Bank, Director of North Asia Region of ABN AMRO Bank, General Manager of China Region, President of Beijing Oriental Plaza Sub-branch of ABN Amro Bank (concurrently President of Beijing Branch), President of Huaxia Bank Sub-branch, and Deputy General Manager of Risk Management Department of Head Office (presiding). He has published many professional papers in various periodicals and magazines.