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What kind of papers can add points to insurance research?
A paper with extra points for insurance research should have the following characteristics:

1. Related to the major you are applying for: the topic of the paper should be closely related to the major or research direction you are applying for, so as to show your understanding and research ability of this major.

2. High-quality research results: the quality of the paper is an important criterion for evaluation, including the structure, logic and argumentation of the paper. In addition, the publication and citation of the paper is also an important basis for evaluating its quality.

3. Finish the paper independently: You should finish the paper independently, so as to show your independent thinking and problem-solving ability. If it is done in cooperation with others, you also need to be clear about your contribution in the paper.

4. Depth and breadth: The research depth and breadth of the paper are also important criteria for evaluation. The depth is mainly reflected in the in-depth analysis and solution of problems, and the breadth is mainly reflected in the extensive involvement and understanding of related fields.

5. Innovation: The innovation of a paper is an important criterion for evaluation, including the innovation of research methods and research contents. Innovative papers can better reflect your research potential and value.

6. Practicality: If the research results of this paper can be translated into practical application, it will be a great plus. Because it shows that you not only have good theoretical research ability, but also have the ability to apply theory to practice.

Generally speaking, papers with extra points for insurance research should have the characteristics of high quality, relevance to applied majors, independent completion, depth and breadth, innovation and practicality.