Overview of the latest provisions of retirement policy in 2023
static/uploads/202303/ 167867 1894665682 . jpg " title = " 167867 1894665682 . jpg " alt = " 202302 1 1 10938654 10677
Delaying retirement is necessary.
Throughout the world, the participation rate of social endowment insurance in China is also the highest, which reminds people of what the Minister of Human Resources and Social Security said before: China is one of the countries with an earlier retirement age in the world, with an average retirement age of less than 55. So, why is this happening? In fact, for the vast majority of people over 50, both of them are gearing up and looking forward to retirement. However, today's various forms are being conveyed to us: the policy of delaying retirement is inevitable. So why delay retirement? There are many reasons for choosing to postpone retirement.
At present, the retirement ages of men and women in China are 60 years old, female cadres are 55 years old and female employees are 50 years old. At present, the retirement age of men and women in China is too high, and even some people have entered the aging stage ahead of schedule. This phenomenon has become one of the focus issues in the current society. However, this retirement age was actually stipulated as early as the early liberation. At that time, the life expectancy of ordinary people in China was not long. It can be said that people's lives have been greatly improved and the medical level has changed significantly. Especially in recent years, with the continuous acceleration of economic development, the national income is gradually increasing, but the financial situation of the country has not been significantly improved, resulting in many families facing a huge economic burden. All these have greatly prolonged the life expectancy of China people. Therefore, according to different social conditions, the retirement system established decades ago can no longer meet the needs of modern society.
At present, the problem of aging in China is becoming more and more serious. By 20 19, the total number of elderly people in China has reached 250 million, accounting for 20% of the total population. If this trend continues until 2030, the proportion of the elderly may reach 25%. At the same time, it is said that among the average four people, the elderly account for 1. Therefore, under such circumstances, we need to consider how to solve the problem of providing for the aged, so that they have a sense of security, dependence and happiness. At the same time, it also sends us another important message, that is, in the future, young people will bear more and more pressure to provide for the aged, and after several years, there will still be a big gap in the social pension fund in China.
Two delayed retirement plans
Therefore, from the above two perspectives, it is very necessary to implement the delayed retirement system, and since this policy reform involves hundreds of millions of people in China, experts are still negotiating how to solve this policy in a more moderate and rational way. Now there are two experts' delayed retirement schemes. One is to postpone retirement age according to personal wishes, and the other is to extend retirement time according to length of service. Therefore, delaying retirement is inevitable. Which do you prefer, unified age retirement or working age retirement?
The first is the unified age pension. For example, first raise the retirement age of female employees who retire at the age of 50 to 55, and then raise it from 55 to 65, so that by 2045, both male and female employees will retire at 65, and the retirement of men will be postponed from the previous 60 to 65.
At the same time, in order to achieve a unified retirement age, the progress of raising the retirement age of women is much faster. This means that in the next few decades, more and more women will work in our country, and they will bear greater pressure for providing for the elderly. Economist Huang suggested that if the retirement age of women can be raised by 10, our pension will increase by several trillion yuan. They believe that girls are becoming more and more independent in the workplace, fully capable of being equal to men, and the average life expectancy of women is longer than that of men. Therefore, a unified retirement age can be more balanced.