In word03, first insert the title at the bottom of the picture. The method is to select the picture, right click-caption-new label, and set the format you want. If you want to refer to "Figure 1- 1" in the text, you need to place the mouse where you want to insert the text, click Insert-Reference-Cross Reference in the menu bar, and set the reference type (such as inserting a figure or a table) and the reference content (whether to refer only to the label or to refer to the caption together) in the pop-up box, and set them as needed. I have never used 20 10, but I think it should be about the same.