Netizen said: Insurance is the most important means for people to guard against risks, but due to the short and irregular development of China's insurance industry, there are more and more insurance contract disputes. In addition, due to the imperfect insurance legislation in China, it is difficult to solve disputes after they arise. In order to properly handle this kind of disputes, this paper discusses the relevant issues of insurance contracts encountered in trial practice. (I) Effectiveness of Insurance Contract An insurance contract is the same as that stipulated in the Contract Law. "Effective" and "established" are two different concepts. The establishment of an insurance contract means that the parties to the contract reach an agreement on the main terms of the insurance contract; The entry into force of an insurance contract means that the terms of the contract have legal effect on both parties, requiring both parties to abide by the contract and fully perform their obligations under the contract. According to the principle of contract law, there are two relationships between the establishment and effectiveness of an insurance contract: First, once the contract is concluded. ...
What category does the social security law belong to?
Netizen said: Social Security Law Overview of Social Security Law
I. Definition of Social Security Law
An important aspect of concept clarity is that the connotation of the concept should be clear, and the main method to clarify the connotation of the concept is to define the concept. Regarding the concept of social security law, from the domestic writings on social security law, there are mainly the following definitions: (1) Social security law is the general name of the legal norms of high-speed social security relations; (2) The social security law is the general name of various legal norms formulated by the state to maintain social stability and stable economic development, ensure social security and stable economic development, and ensure the basic needs of social members and enjoy the right to economic development; (3) Any legislation made according to social policies to protect the life safety of some people in need of special assistance or promote public welfare is a social security law; (4) the social security law is based on the state and society as the main body to adjust to protect workers and other members of society with difficulties and special ...
Contribute all the scores and beg for a small paper on social security system, with self-defined topics and arguments, about 3000 words.
Netizen said: With regard to the reform of China's social security system, the so-called social security means that members of society get the security fund provided by the state or society when they temporarily or permanently lose their ability to work, lose their job opportunities, or their income cannot maintain the necessary living standard. As the distribution system of social security wealth, social security system is an important part of social property right system. Therefore, the reform of social security system is an important part of the reform of social property rights system. Moreover, the task of social security system reform is determined by the requirements of social and economic development and the changes of property rights system. First, the basic characteristics and limitations of the traditional social security system in China. The traditional social security system in China was formed in the decades from the founding of the People's Republic of China to the initial stage of reform and opening up. This kind of security system has the following three basic characteristics: First, social security is characterized by "unit" small social security. The so-called "unit" small social security is the "unit" whose social security depends on itself or is being compiled. place ...
Why should we establish and improve the social security system?
Netizens said that establishing and perfecting the social security system is an important part of establishing a socialist market economic system in China, which is of great significance to deepening economic system reform, establishing a modern enterprise system and promoting the transformation of government functions. As the top priority of the whole social security system, the direction and trend of reform deserve our close attention and serious discussion. Progress and Challenges in the Reform of the Endowment Insurance System in China 1984 China has implemented a pilot project of co-ordinating the retirement expenses of employees in state-owned enterprises and collective enterprises in some areas, and established a retirement pension fund for employees. Since 1986, the relevant government departments have issued documents for many times, demanding the gradual establishment of a multi-level old-age insurance system combining basic old-age insurance, enterprise supplementary old-age insurance and personal savings old-age insurance. It is shared by the state, enterprises and individuals, and it is clearly stipulated that the basic old-age insurance premium paid by enterprises generally does not exceed 20% of the total wages of enterprises, and the individual contribution shall not be lower than this. ...
Why is work-related injury prevention of great significance to the implementation of work-related injury insurance system?
Netizens said that industrial injury insurance, as an important item of social security, has attracted more and more attention in social and economic development. Especially in the current situation of rapid economic development and serious occupational injuries in China, it is not only an integral part of building a harmonious socialist society, but also an important task of industrial injury insurance.
The industrial injury insurance system established by human beings to resist occupational injuries has gone through the history of 100 years. Work-related injury insurance is mainly used for compensation in the initial stage, and gradually moves towards active work-related injury insurance focusing on controlling the source of accidents and prevention. Work injury prevention, work injury rehabilitation and work injury compensation have become the three major tasks of work injury insurance. Industrial injury prevention has become the basic feature of modern industrial injury insurance. Prevention priority is to carry out industrial injury insurance in the sequential chain of prevention, rehabilitation and compensation. Implementing active work-related injury prevention in the operation system of work-related injury insurance has become ...
Sources of endowment insurance funds
Netizen said: What is social endowment insurance? The so-called social endowment insurance is a social insurance system established by the state and society according to certain laws and regulations to ensure that workers reach the working age limit stipulated by the state, terminate their labor obligations or quit their jobs because of old age. The sources of social endowment insurance funds are generally shared by the state, units and individuals, or by units and individuals to achieve extensive social mutual assistance; What are the characteristics of social endowment insurance? Social endowment insurance is a kind of social insurance system widely implemented in all countries of the world. Generally speaking, it has the following characteristics: it is enforced by national legislation and all enterprises and individuals must participate. Those who meet the conditions for receiving a pension can go to the social insurance department to receive a pension. Because of its strong sociality and great influence, many people enjoy it for a long time, and the cost is huge. It is necessary to set up special institutions and carry out modernization. ...
What's the difference between the old-age insurance system in China and Singapore?
The netizen said: 1. On the principle of endowment insurance legislation, the following principles should be clearly affirmed: (1) the principle that the level of endowment insurance is compatible with the development of social productive forces in China. The high standard of welfare implemented by western welfare countries has brought many negative effects, which China should take as a warning. The high replacement rate of China's basic old-age insurance has many side effects, and it is necessary to gradually reduce the replacement rate with the improvement of wage level and old-age insurance structure. (2) The principle of combining social mutual assistance with self-protection. As individuals in a market economy society, they should have a strong sense of self-protection and should not rely too much on the state and society. The social security system should generally be limited to ensuring the basic living conditions of social members. The social security system itself should be multi-level to meet the needs of different social members. (3) The principle of correspondence between rights and obligations. According to international practice and insurance principle, those who enjoy the protection treatment must be insured before they benefit. Do your duty first, then enjoy your rights. (4) The principle of combining fairness with efficiency. Endowment insurance includes ...
What is commercial insurance?
Netizen said: The definition of commercial insurance generally refers to commercial insurance. The so-called commercial insurance refers to a form of for-profit insurance operated by a specialized insurance enterprise: the commercial insurance relationship is a contractual relationship entered into by the parties voluntarily, and the insured pays the insurance premium to the insurance company according to the contract, and the insurance company shall bear the responsibility for compensating the property losses in case of possible accidents agreed in the contract, or when the insured dies, is disabled or sick or reaches the agreed age and time limit. The so-called social insurance refers to a social security system that forms a social insurance fund by collecting insurance premiums to provide basic living security for members who lose their working ability or job opportunities due to old age, illness, maternity, disability, death and unemployment. Edit the characteristics of commercial insurance 1 in this section. The business entity of commercial insurance is a commercial insurance company. 2. Reflected by commercial insurance ...
Can social medical insurance be used in different places?
Netizens said: First, the concept of off-site settlement is based on the current medical insurance policy: the medical insurance implements the principle of territorial management, and the insured can directly swipe their cards when seeking medical treatment in the outpatient department of the medical institution in the insured area. Hospitalization can only be self-paid and self-paid, and the overall payment is settled by the medical insurance department and medical institutions. Realizing the direct settlement of medical insurance in different places greatly facilitates and reduces the burden on patients, and at the same time realizes the synchronous supervision of hospital services by medical insurance institutions. However, those who have been transferred abroad and have been approved to retire to their original places can seek medical treatment in different places, and should or can settle accounts according to the above methods. The so-called off-site settlement, the actual situation is that all expenses must be paid in advance, and then reimbursed by the local medical insurance institutions, which is off-site settlement. The difficulty of settlement in different places is that it is impossible to settle in different places or the settlement cost is too high to settle in different places. Second, the reason why it is difficult to settle accounts in different places is designed according to the current medical insurance policy. The financing method and payment method of China's medical insurance fund are basically unified, that is, both parties ...
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.