In case of disputes, it is suggested that general insurance companies appear in court through court decisions. If you also buy commercial tripartite insurance, under normal circumstances, the insurance company can compensate.
Although the insurance company will definitely send a lawyer to appear in court, it is recommended that you also appear in court or entrust a lawyer to appear in court, because the insurance company may argue that some special items, such as drugs outside the medical insurance catalogue, will not be compensated, or other exemption clauses. If you don't argue, the insurance company will let you compensate for the part that will not be compensated.
To sum up, it is not recommended that you settle. Unless your claim plan has been approved by the insurance company, the insurance company may not approve the traffic police's claim plan, thus re-approving it.
Traffic accidents only have property losses, can they be compensated by compulsory insurance? How to compensate? After a traffic accident, the injured party only has property losses, which can be compensated by the accident party. If the accident vehicle is insured with compulsory insurance, the insurance company shall be liable for compensation within the insurance limit.
The amount of property compensation for compulsory insurance is 2000 yuan, and the part exceeding 2000 yuan shall be borne by the accident party in proportion to the responsibilities of both parties.
How to compensate for property losses in traffic accidents? How do the parties to the accident ask the traffic police for mediation? The parties must * * * request mediation, and the traffic police will mediate the identification of property losses, the fault of the parties, the liability for compensation and the way of compensation on the spot. If an agreement is reached, the traffic police shall record the mediation results in the summary record of traffic accidents, which shall be signed by the parties and delivered on the spot. If a party has any objection to the identification of a traffic accident, disagrees with the mediation of the traffic police, refuses to sign the summary procedure of the traffic accident, and fails to reach an agreement after mediation, the traffic police shall state the relevant information on the summary procedure of the traffic accident and deliver it on the spot. If the mediation fails to reach an agreement or the parties fail to perform after the mediation takes effect, the parties may bring a civil lawsuit to the people's court with the summary procedure of traffic accidents as evidence. 2. What are the situations in which the traffic police do not mediate? In any of the following circumstances, mediation is not applicable, and the traffic police can deliver it to the parties after stating the relevant information in the summary procedure of traffic accidents: (1) the parties cannot provide evidence of traffic accidents, and the traffic police cannot make a traffic accident identification due to changes in the scene; (two) the parties have objections to the identification of traffic accidents; (three) the parties do not agree to mediation by the traffic police; (four) the parties refused to sign a summary procedure to deal with the accident. 3. What is the time limit for the traffic administrative department of the public security organ to mediate traffic accident damages? The time limit for mediation of traffic accident damages by the traffic administrative department of the public security organ is ten days. 4. How to determine the starting period of mediation? If property losses are caused, they shall be counted from the date when the losses are determined; If personal injury is caused, it shall be counted from the date of the end of treatment; Disability due to injury, counting from the date of disability; If a person dies, it shall be counted from the date when the prescribed time limit for handling the funeral expires. 5. What should I do if the mediation participants cannot participate in the mediation as scheduled for some reason? If mediation participants are unable to participate in mediation on schedule for some reason, they shall notify the traffic police one day before the agreed mediation time and request to change the mediation time. 6. Who can participate in mediation? Participants in traffic accident mediation include: (1) traffic accident parties and their agents; (2) The owner or manager of the traffic accident vehicle; (3) Other personnel that the traffic administrative department of the public security organ deems necessary to attend. The entrusted agent shall issue a power of attorney signed or sealed by the principal. The power of attorney shall specify the entrusted matters and licensing rights. How many parties should participate in mediation at most? The number of parties involved in mediation shall not exceed three. 7. How many police officers should preside over the mediation? The traffic administrative department of the public security organ shall assign two traffic policemen to preside over mediation. 8. How does mediation work? Mediation shall be conducted in public, and the time for mediation of accidents shall be announced in advance. 9. Is mediation allowed? They are allowed to participate in mediation, unless the parties request not to make it public. 10. traffic accident compensation dispute, can the parties directly bring a civil lawsuit to the people's court? Article 74 of the Law of the People's Republic of China on Road Traffic Safety stipulates that in the case of a dispute in traffic accident compensation, the parties may request the traffic administrative department of the public security organ for mediation, or they may directly bring a civil lawsuit to the people's court. What are the procedures for mediation of traffic accident damages? Traffic accident compensation dispute mediation is conducted according to the following procedures: (1) Introduce the basic situation of traffic accidents; (2) Read the traffic accident confirmation; (three) analysis of the objective facts of traffic accidents caused by the fault of the parties, and education; (4) Determine the liability of the parties for damages according to the responsibilities of the parties identified in the Certificate of Traffic Accident and the provisions of Article 76 of the Road Traffic Safety Law of the People's Republic of China; (5) Calculate the total amount of personal injury compensation and property loss, and divide the amount shared by all parties. If personal injury is caused, it shall be calculated according to the compensation items and standards stipulated in the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Personal Injury Compensation Cases. Repair costs and discount compensation costs are calculated according to actual values. If the parties dispute the actual value, they shall entrust a qualified assessment agency to assess the property losses; (6) Determine the compensation method. If traffic accidents cause damage, mediation shall be conducted in accordance with the principles of fairness, reasonableness and voluntariness. 12. What should the parties do if the mediation fails to reach an agreement? After mediation by the traffic administrative department of the public security organ, if the two parties fail to reach an agreement, the parties may bring a civil lawsuit to the people's court. 13. What if the parties fail to perform the agreement reached through mediation? After mediation by the traffic administrative department of the public security organ, if the agreement is not fulfilled, the parties may bring a civil lawsuit to the people's court.
Property damage and car damage in traffic accidents can also be evaluated by a third-party appraisal agency.
If no one is injured, there will be no transportation and lost time. (Operating vehicles have operating losses. )
How much is the insurance compensation for the loss of vehicle property after the traffic accident? "The traffic police determined that the responsibility for the accident was the same." After the event, both parties will settle the losses by themselves and will not pay each other. "
This sentence is very important. Is the reconciliation between the two parties conducted under the mediation of the traffic police? If it is, the traffic police can issue a mediation book or a responsibility confirmation book, so that it is not so complicated to go to court, even if it is gone, it is useless.
On the traffic police's accident judgment, there is a small box, which only needs to be checked, indicating that they are responsible.
Go to the traffic police at the scene.
How to prove the direct property loss and write a paper on the compensation standard of property loss in traffic accidents? Otherwise, please explain your specific situation and let others help you judge.
How to pay for the other party's property losses in traffic accidents is to pay 2000 yuan for compulsory insurance first; Secondly, if there is commercial insurance, it will be paid in full by commercial insurance; If there is no commercial insurance or commercial insurance is insufficient, the owner shall compensate himself.
What are the property losses caused by traffic accidents? What are the evidences of property losses caused by traffic accidents? The Supreme People's Court's Interpretation on Several Issues Concerning the Application of Law in the Trial of Road Traffic Accident Damage Compensation Cases.
Fifteenth road traffic accidents caused the following property losses, the parties request compensation from the infringer, the people's court shall support:
(a) the cost of repairing damaged vehicles, the loss of goods carried by vehicles, and the cost of vehicle rescue;
(two) because the vehicle is lost or irreparable, the replacement cost is equivalent to the value of the damaged vehicle at the time of the traffic accident;
(three) vehicles engaged in business activities such as cargo transportation and passenger transportation according to law are unable to engage in corresponding business activities, resulting in reasonable shutdown losses;
(four) the reasonable cost of replacing the communication tools because the non-operating vehicles can not be used any more.
Compulsory insurance compensation for traffic accidents? Compensation is not made in proportion within the compulsory insurance limit (there are sub-items in the policy), and the rest items are compensated in proportion to the responsibility.
In the case of disputes, it is suggested that general insurance companies appear in court through court decisions. If you also buy commercial tripartite insurance, under normal circumstances, the insurance company can compensate.
The insurance company will send a lawyer to appear in court, and it is recommended that the parties also entrust a lawyer to appear in court. The insurance company may argue that some items, such as drugs outside the medical insurance catalogue, will not be compensated, or other exemption clauses, and the part that the insurance company will not compensate will be paid by the parties concerned.
How to compensate for personal injury and property loss in traffic accidents? Answer: If a motor vehicle accident causes personal injury or property loss, the insurance company shall make compensation within the liability limit of compulsory motor vehicle third party liability insurance. The part exceeding the liability limit shall be liable for compensation in the following ways:
(a) traffic accidents between motor vehicles, the party at fault shall bear the responsibility; If both parties are at fault, they shall share the responsibility according to their respective fault proportions.
(two) the motor vehicle and non motor vehicle drivers and pedestrians have traffic accidents, and the motor vehicle party shall bear the responsibility; However, if there is evidence that non-motor vehicle drivers and pedestrians violate road traffic safety laws and regulations, and the motor vehicle drivers have taken necessary measures, the responsibility of the motor vehicle party shall be reduced.
The loss of traffic accidents is intentionally caused by non-motor vehicle drivers and pedestrians, and the motor vehicle side is not responsible.