1 to ensure the availability of funds.

Generally speaking, there are not many funds that college students can use for investment and financial management. Under this limited condition, we must first ensure the availability of funds. Ensuring the availability of funds includes but is not limited to frequent dinners with classmates, shopping, buying clothes, cosmetics, ordering takeout and so on.

Although these lifestyles are very relaxed, they virtually consume a lot of unnecessary expenses. For example, ordering a takeaway 15 yuan, and eating a meal in the canteen as long as 8 yuan can also make you full. A month later, you spent more than 400 yuan. The savings of more than 400 yuan can be used to enroll in a junior class of a second foreign language. Learning is the best investment for college students themselves.

2. Choose low-risk financial management tools.

Compared with the stock market, the risk of the fund is relatively low. Although the expected return of the stock market is considerable, the fixed opening time every day and the high threshold of understanding the stock market are not suitable for college students with fixed class hours.

Therefore, investing in a low-risk fund product is a good choice. The fund is managed by professionals, and positions can be flexibly changed according to the actual situation. Although the expected return of the fund is not high relative to the stock, the expected return of the fund can far exceed the wealth management products of Yu 'ebao as long as it is properly entered and held for a long time. For example, many banking fund companies have related products, and the overall risk is relatively low. In addition, Yu 'ebao is actually a fund.

3, more refined and balanced

There are many ways for college students to invest in financial management. If it is less than 50,000 available funds, you can invest in reliable P2P platforms, closed-end funds and open-end funds. Never trust products with high expected returns above 10%. Generally speaking, the actual expected income is not so much, and the platform still has the possibility of running.