The appearance of campus loan is the inevitable result of the development of financial market, and market allocation of resources is the law of market economy.

Campus loan can (1) better meet the diverse needs of consumers, improve the quality of life and improve living standards.

② Guide enterprises to promote technological innovation, upgrade products and provide better products and services.

(3) Give birth to new economic growth points and stimulate economic growth.

④ It is conducive to the efficient utilization of resources, the transformation of economic development mode and the optimization and upgrading of industrial structure.

For college students,

① We should establish a correct view of money, enhance our awareness of financial and network security, and borrow money within our tolerance.

(2) Live within our means, consume moderately, and correct erroneous ideas such as excessive consumption, excessive consumption, and blind conformity regardless of reality.

We should persist in thrift and hard work.